Risk control level early warning method and device, computer equipment and storage medium

A computer program and risk control technology, applied in computer parts, calculations, character and pattern recognition, etc., can solve the problems of low data validity, inability to meet, and low risk control level judgment accuracy, so as to improve the judgment accuracy Effect

Pending Publication Date: 2022-04-12
惠州市智慧大数据有限公司
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AI Technical Summary

Problems solved by technology

[0003] However, there are many characteristic factors that affect the comprehensive evaluation of enterprises, and there is collinearity among many variables. Moreover, due to the limited validity and uneven distribution of some characteristic factor data, the accuracy of judging the risk control level is low. Unable to make accurate judgments

Method used

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  • Risk control level early warning method and device, computer equipment and storage medium
  • Risk control level early warning method and device, computer equipment and storage medium
  • Risk control level early warning method and device, computer equipment and storage medium

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Embodiment Construction

[0033] In order to facilitate the understanding of the present invention, the present invention will be described more fully below with reference to the associated drawings. Preferred embodiments of the invention are shown in the accompanying drawings. However, the present invention can be embodied in many different forms and is not limited to the embodiments described herein. On the contrary, the purpose of providing these embodiments is to make the disclosure of the present invention more thorough and comprehensive.

[0034] It should be noted that when an element is referred to as being “fixed” to another element, it can be directly on the other element or there can also be an intervening element. When an element is referred to as being "connected to" another element, it can be directly connected to the other element or intervening elements may also be present. The terms "vertical," "horizontal," "left," "right," and similar expressions are used herein for purposes of ill...

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Abstract

The invention provides a risk control level early warning method and device, computer equipment and a storage medium. The method comprises the following steps: acquiring risk control evaluation data; performing hierarchical operation on the risk control evaluation data to obtain a primary component score value and a secondary component score value; and adjusting risk control early warning level information sent to a risk control monitoring system according to the primary component score value and the secondary component score value. The risk control evaluation data is divided into scores with different evaluation modes by layering the risk control evaluation data, and all risk control factors are considered in the risk control evaluation data, so that the main component score value and the secondary component score value directly and completely reflect the risk control condition, the risk control early warning level can be comprehensively and accurately reflected, and the risk control early warning efficiency is improved. And the judgment accuracy of the risk control grade is effectively improved.

Description

technical field [0001] The present invention relates to the technical field of risk control and early warning, in particular to a risk control level early warning method, device, computer equipment and storage medium. Background technique [0002] As my country's economy enters a new normal, small, medium and micro enterprises occupy an important position in economic operation and social development, and play an irreplaceable role in promoting market competition, increasing economic vitality, promoting technological progress, and especially providing employment opportunities. When lending funds to small, medium and micro enterprises, it is necessary to accurately evaluate the comprehensive strength of the enterprise, so as to realize the risk control management of small, medium and micro enterprises. [0003] However, there are many characteristic factors that affect the comprehensive evaluation of enterprises, and there is collinearity among many variables. Moreover, due to...

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Application Information

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IPC IPC(8): G06Q10/06G06K9/62
Inventor邬旭栋李琛杨晓俊
Owner惠州市智慧大数据有限公司