Insurance application-oriented meteorological disaster information query report generation method and system

A technology for meteorological disasters and information inquiry, applied in the insurance field, can solve the problems of inconsistent report form and content, and achieve the effect of improving the scientific level

Pending Publication Date: 2022-07-15
中国银行保险信息技术管理有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] However, at this stage, insurance institutions obtain meteorological disaster certification reports through various channels, and the report forms and contents are not uniform

Method used

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  • Insurance application-oriented meteorological disaster information query report generation method and system
  • Insurance application-oriented meteorological disaster information query report generation method and system
  • Insurance application-oriented meteorological disaster information query report generation method and system

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Embodiment Construction

[0024] In order to make the purposes, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments These are some embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

[0025] In the embodiment of the present application, the meteorological disasters in the meteorological disaster information query report generally include the following types: rainstorm, strong wind, hail, drought, high temperature, low temperature freezing disaster, etc., which are not limited in the embodiment of the present appli...

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Abstract

The invention provides an insurance application-oriented meteorological disaster information query report generation method and system. The method comprises the following steps: inputting administrative division information, a time interval and a preliminary meteorological disaster type for insurance information of a target area; obtaining administrative division information of the meteorological information of the target area according to an administrative division information matching algorithm; according to the meteorological disaster coding information and the obtained meteorological element information of the time interval, matching a meteorological disaster discrimination algorithm lookup table, discriminating the type of the meteorological disaster, and obtaining a meteorological disaster type discrimination result; and obtaining a meteorological disaster information query report of the time interval of the target area according to the meteorological disaster type judgment result and the meteorological disaster information query report template. According to the method, meteorological disaster type discrimination and meteorological information query oriented to insurance application are realized, more convenient meteorological disaster information query report data are provided for insurance claim settlement, and the scientific level of false claim settlement risk prevention is improved.

Description

technical field [0001] The present application relates to the field of insurance technology, and in particular, to a method and system for generating a meteorological disaster information query report for insurance applications. Background technique [0002] Meteorological disasters are the most important agricultural natural disasters in China, accounting for about 70% of all agricultural natural disasters. Agrometeorological disasters with high frequency and intensity have brought huge economic losses to China's agriculture, and have become the focus and research object of agriculture-related departments, such as agriculture, meteorology, disaster reduction, insurance and other departments. Agricultural insurance plays an important role in ensuring the sustainable development of agriculture, preventing and resolving agricultural production risks, and maintaining national food security. Because my country's agrometeorological disasters have the characteristics of many type...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F16/29G06F16/248G06F16/2455G06Q40/08
CPCG06F16/29G06F16/2455G06F16/248G06Q40/08
Inventor 董燕生姚嘉许天厚王嘉启陈峰左美琳
Owner 中国银行保险信息技术管理有限公司
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