Self-service account opening system and self-service account opening method thereof

Abstract

The invention relates to a self-service account opening system and a self-service account opening method thereof, in particular to a system for clients to open accounts in a self-service manner and a self-service account opening method for the system. Self-service account opening automatic teller machines arranged in different regions in a scattered manner are connected with a server system in a wide area network via wired or wireless route equipment; and the self-service account opening automatic teller machines are terminal equipment of the self-service account opening system and are used for being interacted with the clients. The invention further discloses the self-service account opening method realized by the aid of the self-service account opening automatic teller machines. Problems in a present financial product account opening flow are resolved, investment account opening flow is simplified, investors can conveniently open accounts of financial products, cost burden and repeated construction risks of branches of financial product business enterprises are relieved, and accordingly the investors and the financial product business enterprises are benefited.

Description

Technical field [0001] The present invention relates to a self-service account opening system and a self-service account opening method thereof, in particular to a system for customers to self-service account opening business and a self-service account opening method thereof. Background technique [0002] At present, there are many financial products for investors to choose from in the financial market. Although the nature of each investment and wealth management product is different, the process when investors open an account is roughly the same. figure 1 Summarizes the current processes commonly used in opening accounts for investment and wealth management products. [0003] There are several problems with this process: [0004] 1. Investors need to search various wealth management products to obtain relevant information. [0005] 2. Investors must go to the agency designated by the wealth management product to complete the account opening procedures, and it is not easy for investo...

AI Technical Summary

Problems solved by technology

[0004] 1. Investors need to search for various financial products to obtain relevant information

[0005] 2. Investors must go to the agency designated by the financial product to open an account, and it is not easy for investors to distinguish the legitimacy of the financial agency

[0006] 3. Investors must manually fill in their ID card information, bank card information, and other contact information

[0007] 4. When opening an account, there must be counter staff to confirm the information filled in by the investor and verify the identity of the investor

[0008] 5. Account opening process Investors must go to two places to complete the account opening process (the agency designated by the wealth management product and the outlet of the bound bank)

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