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Transaction method, device and system based on electronic purse

An electronic wallet, transaction method technology, applied in payment architecture, payment scheme/model, marketing, etc.

Inactive Publication Date: 2015-06-24
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In order to solve the problem that the payment scheme in the prior art is not necessarily the most favorable, the embodiment of the present invention provides a transaction method, device and system based on electronic wallet

Method used

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  • Transaction method, device and system based on electronic purse
  • Transaction method, device and system based on electronic purse
  • Transaction method, device and system based on electronic purse

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0122] An embodiment of the present invention provides a transaction method based on an electronic wallet, the execution subject of the method is the aforementioned electronic wallet client, and the electronic wallet client can adopt the local mode of the client (see Embodiment 2) or cloud-client cooperation mode (see Example 4), see figure 2 , the method includes:

[0123] Step 201: Obtain sales information of a target object.

[0124] The target object includes but is not limited to target goods or services (for example, goods or services that users want to purchase, etc.). The sales information includes, but is not limited to, the identification (such as a code) and the original price of the product or service. The sales information may also include the name and place of origin of the product or service.

[0125] Step 202: Obtain at least one payment scheme of the target object.

[0126] Specifically, when the electronic wallet client adopts the client local mode, in th...

Embodiment 2

[0135] An embodiment of the present invention provides a transaction method based on an electronic wallet. The execution subject of the method is an electronic wallet client. In this embodiment, the electronic wallet client adopts the local mode of the client. See image 3 , the method includes:

[0136] Step 301: Obtain preferential information.

[0137] The preferential information can be various preferential notification information set for commodities or services, such as credit card discount messages sent by banks, VIP discount information provided by merchants, merchant-specific commodity discount information released by money banks, and specific commodities released by group buying websites. Group buying discount information, etc.

[0138] In this embodiment, the e-wallet client acquires various preferential information in advance, and the acquisition method may be that the electronic wallet client receives and stores various preferential information pushed by each pre...

Embodiment 3

[0193] An embodiment of the present invention provides a transaction method based on an electronic wallet, the method is executed by the aforementioned electronic wallet server, see Figure 4 , the method includes:

[0194] Step 401: Receive the sales information of the target object sent by the electronic wallet client.

[0195] Step 402: Obtain at least one payment scheme of the target object.

[0196] When there are at least two target objects, at least one payment scheme is obtained by cross-combining various valid discount information of at least two target objects. Offers used.

[0197] It is easy to know that when there is one target object, the at least one payment scheme is obtained after using the effective discount information of the target object, and / or obtained without using preferential information (that is, paying at the original price of the target object) .

[0198] Further, at least one payment scheme may include one or more of the following payment sche...

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PUM

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Abstract

Disclosed are a transaction method, device and system based on an electronic wallet. The present invention particularly relates to the technical field of electronic commerce applications. The method comprises: acquiring sales information about target objects; acquiring at least one payment solution of the target objects, wherein when the number of the target objects is at least two, the at least one payment solution is obtained by crosswise combining various effective promotional information about the at least two target objects, the effective promotional information is the promotional information which can be used when the target objects are paid by the account of an electronic wallet of a user; and displaying the at least one acquired payment solution. By means of the present invention, a payment solution is generated by crosswise combining various effective promotional information about at least two target objects, so that the payment solution which is more fit for user demands can be obtained, thereby fully taking account of user benefits, and having strong practicality.

Description

technical field [0001] The invention relates to the technical field of e-commerce applications, in particular to a transaction method, device and system based on an electronic wallet. Background technique [0002] With more and more merchants promoting promotions, the promotion methods adopted by merchants are becoming more and more abundant, for example, discount promotions (such as issuing coupons, etc.), card promotions (such as annual cards, gold cards and point cards, etc.), Bonus promotions and rebate promotions, etc. Among them, distributing various coupons (for example, cash coupons, special coupons, redemption coupons, discount coupons, etc.) to consumers is a relatively common way of promotion. [0003] The prior art provides a transaction method, in which a user can use preferential information from different preferential issuers. Specifically, the method includes: during the transaction, the point-of-sale terminal receives a consumer identifier (such as an acco...

Claims

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Application Information

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IPC IPC(8): G06Q20/22G06Q20/32G06Q30/02
CPCG06Q20/22G06Q20/36G06Q20/10G06Q20/367G06Q30/0207G06Q20/102
Inventor 钱莉邬浩
Owner HUAWEI TECH CO LTD
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