Establishing method of electronic wallet based on block chain

Abstract

The invention discloses an establishing method of an electronic wallet based on a block chain. The method comprises steps of 1) establishing a new transaction and issuing various types of assets; 2) carrying out the transaction and broadcasting transaction lists to the whole network through a P2 network; 3) carrying out transaction verification; 4) verifying results and broadcasting transaction results to the whole network after the transaction is finished; and 5) writing the transaction results into a block of a block chain. According to the invention, by use of the distributed account book technology, the digital asset flows and real cash payment on the block chain are connected, so in the global Internet market, the function of high-efficiency and low cost value delivery that the traditional financial mechanism cannot replace can be developed; a block chain credit system from the information to the value network is formed; the cryptography packet of each person can be developed into a 'self-finance' platform; and payment, depositing, transferring, exchange, loans and the bookkeeping and clearing in the whole network of the P2P can be achieved.

Description

technical field [0001] The present invention relates to an electronic wallet system, in particular to a peer-to-peer way of completing payment, deposit, transfer, exchange, borrowing, and even network-wide bookkeeping and settlement, especially a blockchain-based electronic wallet creation method that facilitates cross-border payment. Background technique [0002] my country's third-party payment system is very developed, but only in the country. The global economic development is uneven, and the foreign exchange market is actually a contest of financial soft power, which invisibly increases the opportunity cost and hidden cost of China's manufacturing industry and traders. As the most important link of cross-border e-commerce, payment is the engine of the supply chain system, and its payment mode directly determines the lifeline of cross-border e-commerce. [0003] Due to the lack of foreign trade channels and trust problems for small and medium-sized enterprises, the fore...

AI Technical Summary

Problems solved by technology

At the same time, cross-border payment fraud brings cross-border capital risks and other legal and commercial risks

[0005] The digital "currency" represented by Bitcoin is a payment system similar to Alipay. It is a supplement to the RMB and is equivalent to an intermediary credit for international cross-border payments. However, the total amount of each digital currency is limited. In cross-border transactions Will encounter the challenge of "upper limit"

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