A method and system for canceling deposit certificates by using self-service equipment

Abstract

The invention provides a method and system for performing deposit receipt account cancellation by means of self-service equipment. The method comprises the steps of obtaining a deposit receipt accountcancellation instruction input by a user, and obtaining deposit receipt information of a deposit receipt placed by the user; performing format recognition and true and false identification on the deposit receipt; when the format recognition and true and false identification are passed, detecting, recognizing and comparing element information in the deposit receipt information, and when the resultconforms to the preset condition, obtaining user passwords corresponding to the deposit receipt; judging the current state of the deposit receipt; when the deposit receipt is expired, sending the deposit receipt information needing to be canceled to a kernel account system through the Internet by means of the self-service equipment, and after the kernel account system performs deposit receipt account cancellation, extracting the capital of the amount corresponding to the money amount in the deposit receipt information through the self-service equipment. Self-service deposit receipt account cancellation is performed by means of the self-service equipment, the phenomenon that the user waits in line for a long time is improved, and therefore the user experience and efficiency are improved; the bank operating cost is lowered, and the network efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of bank self-service terminals, in particular to a method and system for canceling deposit certificates by using self-service equipment. Background technique [0002] Counter service is the most commonly used and most direct service method of banks. With the increase in business handling demands, the operating pressure on the counters of the banking business halls is also increasing day by day, which leads to long queues and waiting for business at the counters of the banking business halls, which brings great stability to users. [0003] At present, with the gradual advancement of customer self-service, all banking business halls have been equipped with various intelligent teller machines. Smart teller machines can handle multiple businesses including account opening, credit card application, investment and wealth management, product signing, and living bill payment. Smart teller machines play an importan...

AI Technical Summary

Problems solved by technology

[0004] However, the existing smart teller machines can generally only handle bank card-related businesses, and time deposit slip-related businesses cannot be handled by smart teller machines at present.

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