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Method and system using self-service equipment to renew deposit receipt

A technology of self-service equipment and certificate of deposit, which is applied in the direction of complete banking system, complete banking system, parts of automatic teller machines, etc.

Inactive Publication Date: 2018-08-07
SHANGHAI RURAL COMML BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, the existing smart teller machines can generally only handle bank card-related businesses, and time deposit slip-related businesses cannot be handled by smart teller machines at present.

Method used

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  • Method and system using self-service equipment to renew deposit receipt
  • Method and system using self-service equipment to renew deposit receipt
  • Method and system using self-service equipment to renew deposit receipt

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Embodiment Construction

[0089] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the specific implementation manners of the present invention will be described below with reference to the accompanying drawings. Obviously, the accompanying drawings in the following description are only some embodiments of the present invention, and those skilled in the art can obtain other accompanying drawings based on these drawings and obtain other implementations.

[0090] In order to make the drawing concise, each drawing only schematically shows the parts related to the present invention, and they do not represent the actual structure of the product. In addition, to make the drawings concise and easy to understand, in some drawings, only one of the components having the same structure or function is schematically shown, or only one of them is marked. Herein, "a" not only means "only one", but also means "more than one".

[0091] The presen...

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Abstract

The invention provides a method and system using self-service equipment to renew a deposit receipt. The method includes: acquiring a deposit receipt renewing instruction; acquiring user ID card information and / or user identification information, and allowing an integrated authentication platform to perform identity authentication through a network; when the identity authentication succeeds, acquiring the information of the deposit receipt placed by the user; performing format identification and authenticity identification on the deposit receipt; when the format identification and authenticityidentification succeed, detecting whether element information in the deposit receipt is complete or not; if so, identifying and comparing part of information in the deposit receipt information; when the identification and comparison result is correct, acquiring a deposit receipt password, and judging the current state of the deposit receipt; when the deposit receipt is matured, performing depositreceipt account closing on the deposit receipt, and then performing new deposit receipt account opening. The method has the self-service equipment is used to perform self-service deposit receipt renewing, the problem that users need to wait in a queue for a long time is solved, user experience and efficiency are improved, bank operation cost is lowered, and branch efficiency is increased.

Description

technical field [0001] The invention relates to the technical field of bank self-service terminals, in particular to a method and a system for renewing deposit receipts by using self-service equipment. Background technique [0002] Counter service is the most commonly used and most direct service method of banks. With the increase in business handling demands, the operating pressure on the counters of the banking business halls is also increasing day by day, which leads to long queues and waiting for business at the counters of the banking business halls, which brings great stability to users. [0003] At present, with the gradual advancement of customer self-service, all banking business halls have been equipped with various intelligent teller machines. Smart teller machines can handle multiple businesses including account opening, credit card application, investment and wealth management, product signing, and living bill payment. Smart teller machines play an important r...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G06Q40/02
CPCG06Q40/02G07F19/202
Inventor 张桂泉陶建林凤卫平董晓光张峰苏福江施建峰潘首道朱海滨孙启栓高云
Owner SHANGHAI RURAL COMML BANK
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