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A method and system for opening a certificate of deposit account using a self-service device

A technology of self-service equipment and certificates of deposit, which is applied in the complete banking system, complete banking system, software of automatic teller machines, etc., to achieve the effect of improving efficiency, improving outlet efficiency, and ensuring user safety

Active Publication Date: 2021-02-26
SHANGHAI RURAL COMML BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, the existing smart teller machines can generally only handle bank card-related businesses, and time deposit slip-related businesses cannot be handled by smart teller machines at present.

Method used

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  • A method and system for opening a certificate of deposit account using a self-service device
  • A method and system for opening a certificate of deposit account using a self-service device
  • A method and system for opening a certificate of deposit account using a self-service device

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Embodiment Construction

[0048] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the specific implementation manners of the present invention will be described below with reference to the accompanying drawings. Obviously, the accompanying drawings in the following description are only some embodiments of the present invention, and those skilled in the art can obtain other accompanying drawings based on these drawings and obtain other implementations.

[0049] In order to make the drawing concise, each drawing only schematically shows the parts related to the present invention, and they do not represent the actual structure of the product. In addition, to make the drawings concise and easy to understand, in some drawings, only one of the components having the same structure or function is schematically shown, or only one of them is marked. Herein, "a" not only means "only one", but also means "more than one".

[0050] The presen...

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Abstract

The present invention provides a method and system for opening an account with a deposit certificate by using a self-service device, wherein the method includes step S10, the self-service device obtains a deposit certificate account opening instruction; And / or user identification information is authenticated to the integrated authentication platform through the network. When the authentication is successful, step S30 is executed; step S30 self-service equipment obtains the deposit receipt application information; The account number is sent to the core accounting system through the network, and the core accounting system opens a deposit certificate account, generates the deposit certificate account information, and sends the deposit certificate account information to the self-service device. The present invention uses self-service equipment to carry out self-service account opening with deposit receipts, so as to improve users' long-time queuing, thereby improving user experience and efficiency, reducing bank operating costs, and improving outlet efficiency.

Description

technical field [0001] The invention relates to the technical field of bank self-service terminals, in particular to a method and system for opening an account with a deposit certificate using a self-service device. Background technique [0002] Counter service is the most commonly used and most direct service method of banks. With the increase in business handling demands, the operating pressure on the counters of the banking business halls is also increasing day by day, which leads to long queues and waiting for business at the counters of the banking business halls, which brings great stability to users. [0003] At present, with the gradual advancement of customer self-service, all banking business halls have been equipped with various intelligent teller machines. Smart teller machines can handle multiple businesses including account opening, credit card application, investment and wealth management, product signing, and living bill payment. Smart teller machines play ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02G07F19/00
CPCG06Q40/02G07F19/206
Inventor 张桂泉唐静芝陶建林苏福江施建峰潘首道朱海滨孙启栓高云董晓光张峰
Owner SHANGHAI RURAL COMML BANK
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