Product clearing method, device thereof, storage medium and terminal

Abstract

The invention provides a product clearing method. The product clearing method comprises the steps of transmitting a to-be-cleared product list to a service terminal, and acquiring a payment notice ofa to-be-cleared product returned from the service terminal; transmitting the payment notice to a post management terminal; when a confirming instruction which is transmitted from the post management terminal and represents a fact that the to-be-cleared product is a normally cleared confirming instruction, transmitting a making message of escrow account transfer indication information; acquiring clearing data which are returned from a fund accounting terminal, and introducing the escrow account transfer indication information according to the clearing data in batch, and transmitting the escrowaccount transfer indication information to the fund accounting terminal for executing a submitting operation; submitting the escrow account transfer indication information to an escrow bank for finishing payment according to the submitting instruction which is transmitted by the fund accounting terminal, and acquiring a product clearing report. The product clearing method, the device thereof, thestorage medium and the terminal have advantages of realizing an online product clearing mode and improving automation degree and efficiency in product clearing.

Description

technical field [0001] The present invention relates to the field of information technology, in particular to a product clearing method, device, storage medium and terminal. Background technique [0002] According to electronic commerce developed using the Internet, various settlement methods have been used between a seller (creditor) who intends to sell goods and a customer (payer) who intends to purchase goods. Generally, electronic commerce is generally divided into business-to-business (B-to-B), business-to-person (B-to-P) and person-to-person (P-to-P) mainly according to the groups involved in the transaction. The B-to-P or P-to-P business employs a settlement method using cash, credit cards, prepaid cards, and cellular phones. P-to-P business cannot adopt a settlement method using a credit card, prepaid or cellular phone, but only a settlement method using cash, so that the merchant or seller notifies the buyer account number and the buyer deposits money into the acco...

AI Technical Summary

Problems solved by technology

[0003] The existing liquidation work is done by liquidators, who usually need to manually retrieve and find the status of various documents from the complicated liquidation reports. The liquidators of each link need to communicate with the liquidators of the previous or next link. Interviewing or handing over materials is time-consuming, laborious, inefficient, low in automation, and prone to errors, which may directly affect the normal operation of the enterprise

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