Supply chain financial platform system based on an XBRL and a block chain

Abstract

The invention relates to the field of supply chain finance, and discloses a supply chain finance platform system based on an XBRL and a block chain, which realizes cross-supply-chain service fusion byusing an XBRL data standard technology and solves the problems of a data island and a data chimney. The method comprises the following steps: establishing a block chain and a P2P network at a client;an XBRL standard processing device and a side chain based on an XBRL technology are established at a server side, and the XBRL standard processing device uses the XBRL technology to fuse and store service data in the side chain; a supply chain management system and a data mining analysis system are established on the side chain, the supply chain management system manages the business data of thesuppliers, and the data mining analysis system performs data mining and analysis prediction on the business data of the suppliers; and meanwhile, the side chain is also connected with a bank-enterprise interface module, a flow engine module, an accessory file module, an accounting module and a supervision reporting module. The method is suitable for financial institutions to carry out credit assessment and credit granting.

Description

technical field [0001] The invention relates to the field of supply chain finance, in particular to a supply chain finance platform system based on XBRL and blockchain. Background technique [0002] Supply chain finance is a financing model in which banks connect core enterprises with upstream and downstream enterprises to provide flexible financial products and services. [0003] At present, in the supply chain, due to their strong position, the core enterprises with strong competitiveness and large scale often have strict requirements on the upstream and downstream supporting enterprises in terms of delivery, price, account period and other trade conditions, which has caused huge losses to these enterprises. pressure. However, most of the upstream and downstream supporting enterprises are small and medium-sized enterprises, and it is difficult to obtain financing from banks. As a result, the capital chain is very tense and the entire supply chain is out of balance. [00...

AI Technical Summary

Problems solved by technology

Although banks want to grant credit to these enterprises, they often refuse to lend because of the small scale of these small and medium-sized enterprises, insufficient collateral, difficulty in production and operation, and poor ability to withstand economic fluctuations.

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