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Block-chain-based repayment reconciliation method, device, apparatus and readable storage medium

A blockchain and reconciliation technology, applied in the blockchain field, can solve problems such as unverifiable accuracy and completeness of reconciliation data, reduced timeliness, and delayed reconciliation work

Pending Publication Date: 2019-03-19
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Claims
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AI Technical Summary

Problems solved by technology

[0003] However, at present, the data of external participating institutions, such as banks and guarantee companies, often cannot be fed back in time, and the reconciliation work is delayed accordingly, and the timeliness is greatly reduced. The accuracy and completeness of the reconciliation data provided cannot be verified

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  • Block-chain-based repayment reconciliation method, device, apparatus and readable storage medium
  • Block-chain-based repayment reconciliation method, device, apparatus and readable storage medium
  • Block-chain-based repayment reconciliation method, device, apparatus and readable storage medium

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Embodiment Construction

[0045] It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.

[0046] The blockchain-based repayment reconciliation method involved in the embodiments of the present invention is mainly applied to a blockchain-based repayment reconciliation device, and the blockchain-based repayment reconciliation device may be a PC (personal computer). , portable computer, mobile terminal and other equipment with display and processing functions.

[0047] refer to figure 1 , figure 1This is a schematic diagram of the hardware structure of the blockchain-based repayment reconciliation device involved in the solution of the embodiment of the present invention. In this embodiment of the present invention, a blockchain-based repayment reconciliation device may include a processor 1001 (eg, a central processing unit, a Central Processing Unit, CPU), a communication bus 1002 , a user interface...

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Abstract

The invention provides a block-chain-based repayment reconciliation method, device, apparatus and readable storage medium, comprising: when a repayment request is detected, a repayment transaction isexecuted according to the repayment request, a repayment transaction running water is generated, and the repayment transaction running water is written into an account book of each block chain node; when the repayment request is detected, the repayment transaction running water is written into an account book of each block chain node. Reconciling the repayment transaction according to the flow ofthe repayment transaction in the account book of each block chain node, and executing the reconciliation diagnosis operation when the reconciliation result is inconsistent; according to the current reconciliation diagnosis result, the corresponding adjustment strategy is executed, and after the execution of the adjustment strategy is completed, the reconciliation operation of the repayment transaction is continued until the reconciliation result is consistent with the reconciliation. The invention can timely and effectively solve the repayment reconciliation discrepancy, and improves the timeliness and accuracy of the repayment reconciliation.

Description

technical field [0001] The present invention relates to the technical field of blockchain, and in particular, to a method, device, device and readable storage medium for repayment reconciliation based on blockchain. Background technique [0002] In the strongly regulated loan business, Internet financial institutions provide platforms for individuals to apply for loans. After the approval, the loan is transferred to a cooperative bank and guaranteed by a guarantee company. The borrower needs to pay the principal and interest to the bank, and pay the guarantee company for guarantee services. fee. For banks without batch deduction capability, the cooperative bank authorizes the loan platform to deduct the principal, interest and guarantee service fee to the accounts of the cooperative bank and guarantee company respectively. For transaction security, each participant in the above business must complete corresponding reconciliation operations to check out possible abnormal tra...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 臧爽爽
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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