A credit subject comprehensive analysis management system and method

Abstract

The invention discloses a credit subject comprehensive analysis management system and method. The system comprises a credit subject thematic library module, a subject basic credit analysis module, a credit subject trend multi-dimensional analysis module and a credit relation analysis module. The invention mainly aims to solve the problems that credit evaluation standards of various supervision systems are not unified in a credit supervision construction process; various social subject credit data cannot be shared; credit analysis cannot be carried out according to regions, and the social subject credit index detection and the pre-event classification rating prediction functions are not exist, and aims to carry out the big data comprehensive analysis on two credit subjects of an enterpriseand a natural person, provides the credit supervision indexes and the model management of different dimensions, can realize the functions of pre-classification rating prediction, in-event data sharingjoint supervision and post-event trend assessment supervision, is helpful to the effective supervision and scientific decision making of a management department, and enables the credit supervision capability of market subjects to be enhanced and the whole social integrity level to be improved.

Description

technical field [0001] The invention relates to credit supervision of social subjects, in particular to a system and method for comprehensive analysis and management of credit subjects. Background technique [0002] With the rapid development of my country's market economy, it is imminent to establish a comprehensive credit supervision system. At present, government services have indeed allowed the staff to experience the convenience of services and the improvement of service efficiency, but there are still some challenges such as the comprehensive analysis of credit for social entities, such as the limited manpower for business supervision of competent departments, the frequency of daily supervision and Regulatory matters cannot be exhaustive. As the competent authority of the industry, it is impossible to obtain all the data of market players when collecting data in response to regulatory requirements, resulting in the inability of overall supervision; the delay in collec...

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Problems solved by technology

[0004] The technical problem to be solved by the present invention is that the society has established a credit supervision system at present, and there is a lack of overall planning in the process of credit supervision and construction. There are various types of social subjects whose credit data cannot be shared, thus restricting the effective supervision and scientific decision-making of the management department. Therefore, it is provided A system and method for comprehensive analysis and management of credit subjects

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