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Merchant risk management and control method and device, computer device and storage medium

A computer program and business technology, applied in the Internet field, can solve problems such as low efficiency, and achieve the effect of improving efficiency and real-time management and control capabilities.

Pending Publication Date: 2019-05-17
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Traditional merchant risk management and control adopts manual operation, which is inefficient

Method used

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  • Merchant risk management and control method and device, computer device and storage medium
  • Merchant risk management and control method and device, computer device and storage medium
  • Merchant risk management and control method and device, computer device and storage medium

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Embodiment Construction

[0042] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0043] The merchant risk management and control method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the server 102 communicates with the data sharing platform 104 and the transaction platform 106 through the network. The server 102 pulls data from the data sharing platform 104 and the transaction platform 106, and performs risk assessment on merchants to obtain a risk assessment result. According to the risk assessment results and risk reference assessment factors, the decision-making instructions for merc...

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Abstract

The invention relates to a merchant risk management and control method and device based on big data, a computer device and a storage medium. The method comprises the steps of inputting the merchant risk assessment result and the risk reference assessment factor into the decision model to obtain a decision instruction, calculating an influence factor according to the influence information of the merchant and the decision instruction, obtaining a management and control instruction according to the influence factor, and responding to the management and control instruction to carry out corresponding processing on the merchant account. According to the method, the risk management and control are carried out on merchants through the system, the real-time management and control capacity on the merchants is improved, and the risk management and control efficiency is improved.

Description

technical field [0001] The present application relates to the field of Internet technology, and in particular to a merchant risk management and control method, device, computer equipment and storage medium. Background technique [0002] With the rapid development of mobile payment, more and more merchants are connected to the payment platform. The risk management of merchants is the guarantee for the healthy development of the bank card acceptance market. For payment platforms, timely assessment and control of merchants' fraud risks can prevent financial risks. [0003] Traditional merchant risk management and control adopts manual operation, which is inefficient. Contents of the invention [0004] Based on this, it is necessary to provide a merchant risk management and control method, device, computer equipment and storage medium that can improve management and control efficiency in view of the above technical problems. [0005] A method for risk management and control...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 黄少明
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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