Vehicle insurance claim settlement identification method and device based on picture identification, computer equipment and storage medium

Abstract

The embodiment of the invention discloses a vehicle insurance claim settlement identification method and device based on picture identification, computer equipment and a storage medium. The method isapplied to the field of prediction models in intelligent decisions. The method comprises the following steps: collecting training pictures from a preset database and constructing a training sample according to the training pictures; based on the training sample, training a preset convolutional neural network model by adopting a forward propagation and back propagation combined mode to obtain a trained convolutional neural network model; and if a claim settlement request uploaded by a user is received, inputting a claim settlement picture in the claim settlement request into the trained convolutional neural network model for prediction so as to output a claim settlement probability corresponding to the claim settlement picture, thereby judging whether claim settlement can be performed or not, generating a claim settlement estimated amount, and sending the claim settlement estimated amount to the user. By implementing the method provided by the embodiment of the invention, the effects ofimproving the claim settlement efficiency, saving human resources and effectively identifying insurance fraud can be achieved.

Description

technical field [0001] The present invention relates to the technical field of artificial intelligence, in particular to a method, device, computer equipment and storage medium for identifying auto insurance claims based on image identification. Background technique [0002] With the development of science and technology and economy, people's living standards are improving day by day, and more and more families own cars, which also drives the rapid development of auto insurance. Due to the huge number of automobiles in China's auto market, various traffic accidents occur on the road every day, and the current auto insurance accident claims mainly require insurance prospectors to identify whether to settle claims through on-site inspections. This method is not only time-consuming and labor-intensive but also A lot of human resources are wasted, and some claim frauds cannot be effectively identified. Contents of the invention [0003] Embodiments of the present invention pr...

AI Technical Summary

Problems solved by technology

[0003] Embodiments of the present invention provide a method, device, computer equipment, and storage medium for auto insurance claim recognition based on image recognition, aiming to solve the problem that existing auto insurance claims require insurance prospectors to identify whether to settle claims through on-site exploration, which is time-consuming, labor-intensive, and wasteful. Human resources and the problem of not being able to effectively identify some claims fraud

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