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Credit data management method and device, equipment and storage medium

A data management and credit technology, applied in the financial field, can solve the problems that information cannot be shared in real time and the coverage of information is not wide enough, so as to achieve the effect of large coverage of information, ensure accuracy and privacy, and avoid fraud.

Pending Publication Date: 2020-07-14
CHINA CITIC BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of this application is to provide a credit data management method, device, equipment and storage medium to solve the problem that the information coverage in the prior art is not wide enough and the information cannot be shared in real time in view of the deficiencies in the above-mentioned prior art

Method used

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  • Credit data management method and device, equipment and storage medium
  • Credit data management method and device, equipment and storage medium
  • Credit data management method and device, equipment and storage medium

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Embodiment Construction

[0043] In order to make the purposes, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments It is a part of the embodiments of this application, not all of them.

[0044] Each blockchain-based credit data management method provided below can be executed by a terminal device. For example, the terminal device can be a terminal device with the function of accessing the network interface, such as a mobile phone, a tablet, a notebook computer, etc., or it can also be a terminal device with the function of accessing the network interface. server.

[0045] The credit data management method provided by the embodiment of the present application is explained below in conjunction with multiple specific application examples...

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Abstract

The invention provides a credit data management method and device, equipment and a storage medium, and relates to the technical field of finance. The method comprises the steps that according to identity information of a target user, operation authorities of the target user are determined, and the operation authorities comprise access authorities and update authorities; if the target user has theaccess permission to the personal database of the to-be-accessed user, the target user accesses data information in the personal database of the to-be-accessed user according to the access permission;and if the target user has the updating authority of the to-be-updated user personal database, the target user updates the data information in the to-be-updated user personal database according to the updating authority. Compared with the prior art, the problems that the information coverage range is not wide enough and the information cannot be shared in real time are avoided.

Description

technical field [0001] The present application relates to the field of financial technology, in particular, to a credit data management method, device, equipment and storage medium. Background technique [0002] With the development of my country's financial industry, the coverage of financial services has gradually expanded. Credit is becoming more and more common in people's lives, how to check personal credit status, or calculate the amount of credit that individuals can get, has become the most problem to be solved in the field of credit. [0003] For users who have borrowed money from a certain bank or applied for a personal credit card in a certain commercial bank, the central bank has kept their credit records, such as the loan amount, frequency, repayment on time, and credit card consumption overdraft repayment. Commercial banks can pay the central bank to call out the credit records of the corresponding users, check the personal credit status according to the calle...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06F16/23G06F16/25G06F21/62G06F21/64
CPCG06F16/252G06F16/2365G06F21/6245G06F21/64G06F2221/2141G06Q40/03
Inventor 郑翔戴渝
Owner CHINA CITIC BANK
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