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System and method for realizing electronic transaction risk control based on position scene identification

A technology for electronic transactions and scene recognition, which is used in buying/selling/leasing transactions, instruments, finance, etc., and can solve problems such as insufficient protective measures, user economic losses, and user account asset losses.

Inactive Publication Date: 2014-04-23
YINLIAN FINANCIAL INFORMATION SERVICE BEIJING CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Finally, as long as he downloads the mobile financial client on his mobile phone, he can use the obtained account number, password and other information to handle business such as transfer or consumption, resulting in the loss of user account assets.
Today's banks or financial institutions have insufficient protection measures against such behaviors, leading criminals to obtain benefits by falsely using user identities, causing economic losses to users

Method used

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  • System and method for realizing electronic transaction risk control based on position scene identification
  • System and method for realizing electronic transaction risk control based on position scene identification
  • System and method for realizing electronic transaction risk control based on position scene identification

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Embodiment Construction

[0117] In order to describe the technical content of the present invention more clearly, further description will be given below in conjunction with specific embodiments.

[0118] In order to meet the security and convenience requirements of the current mobile payment and mobile finance development, the present invention proposes a solution for electronic transaction risk control based on location scene recognition.

[0119] The present invention is different from BoxPay and FingerPay, but adopts a system for realizing electronic transaction risk control based on location scene recognition, monitors the mobile payment process in real time, and strictly prevents transaction risks. Using the mobile payment system based on the risk control system, users can set security control rules based on location, time, transaction frequency and payment limit, and can also set according to the bound card. At the same time, the system will automatically record the transaction The time and pla...

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PUM

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Abstract

The invention relates to a system for realizing electronic transaction risk control based on position scene identification. The system comprises a position scene identification-based security platform and an embedded security module, wherein the position scene identification-based security platform comprises a security interface sub-module, a positioning sub-module, a security control rule library, a security rule change sub-module, an electronic transaction risk judging sub-module and a security control weak rule generation sub-module, which are communicated with the embedded security module. The invention further relates to a method for realizing electronic transaction risk control based on position scene identification through the system. By adopting the system and the method for realizing electronic transaction risk control based on position scene identification, risk control over the electronic transactions of a user can be realized by providing positioning service and identifying a user position scene, so that the security of an electronic transaction process is enhanced, and losses caused by transaction security problems are reduced. The method is easy, convenient, and wider in application range.

Description

technical field [0001] The present invention relates to the field of information security control, in particular to the field of electronic transaction risk control, and specifically refers to a system and method for realizing electronic transaction risk control based on location scene recognition. Background technique [0002] With the popularization of smart phones and the advent of the mobile Internet era, the mobile payment industry has developed rapidly, and security issues have always been an urgent technical problem to be solved in the development of mobile payment and mobile finance. [0003] For a long time, around the issue of transaction security in mobile payment, various technical solutions have emerged in an endless stream, but so far no technical solutions with good technical effects have been produced. [0004] The traditional risk prevention technology still stays in the verification and verification of passwords, account numbers, card numbers, mobile phone ...

Claims

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Application Information

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IPC IPC(8): G06Q30/06G06Q40/08
Inventor 程明强
Owner YINLIAN FINANCIAL INFORMATION SERVICE BEIJING CO LTD
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