Prediction system, method and device for user repayment timeliness and electronic equipment
A forecasting system and timely technology, applied in the financial field, can solve problems such as insufficient user data sets, avoid privacy leakage problems, improve forecasting effects, and have wide application prospects.
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[0024] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0025] In order to solve the problem of insufficient user data sets shared by sales companies and banks in vertical federated learning, and to improve the predictive effect of the longitudinal federated learning models of the two on the timeliness of user repayment, the embodiment of the present invention provides a user repayment timeliness A predictive system, method, device, electronic device, storage medium, and a federated learning model training method. ...
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