Payment service processing method and device, and machine readable storage medium

A technology for business processing and payment orders, applied in the Internet field, can solve problems such as supervision, forgery of e-commerce platforms, and alteration of transaction information, and achieve the effects of improving reliability, ensuring security, and ensuring security
CN112465489APending Publication Date: 2021-03-09SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
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Patent Information

Authority / Receiving Office
CN Β· China
Patent Type
Applications(China)
Current Assignee / Owner
SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
Publication Date
2021-03-09

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Abstract

The invention provides a payment service processing method and device, and a machine readable storage medium. The method comprises the following steps: receiving a clearing instruction sent by an e-commerce platform for a target settled merchant; determining virtual resource proportion information between the e-commerce platform and the target settled merchant, and determining the total number ofvirtual resources corresponding to payment order information generated by the target settled merchant in a specified clearing period; based on the virtual resource proportion information, determininga first sub-virtual resource divided to the e-commerce platform in the total number of the virtual resources and a second sub-virtual resource divided to the target settled merchant in the total number of the virtual resources; and transferring the first sub-virtual resource from the virtual resource allocation account to the platform account, and transferring the second sub-virtual resource fromthe virtual resource allocation account to the merchant account. Through the technical scheme of the invention, the secondary settlement process can be supervised, and it is ensured that the virtual resources in the virtual resource allocation account cannot be transferred out by the e-commerce platform.
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Description

technical field

[0001] The present application relates to the technical field of the Internet, in particular to a payment service processing method, device and machine-readable storage medium. Background technique

[0002] With the rapid development of Internet technology, the application of e-commerce platforms is becoming more and more extensive. The operation modes provided by e-commerce platforms can be self-operated mode and merchant settlement mode. For the merchant entry mode, users (such as consumers) will purchase the products of the merchants, and the users will pay through the payment platform, and the payment platform will settle the transaction amount to the bank settlement account of the e-commerce platform, and the e-commerce platform can transfer the bank settlement account The amount in the account is settled to the settled merchants, so that the funds of the settled merchants on the e-commerce platform are settled twice.

[0003] If the e-commerce platform...

Claims

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