Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Insurance target income and compensation calculation system based on river crab target income

A computing system, the technology of the river crab, applied in the field of the insurance target income and compensation calculation system based on the river crab target income, can solve the problems of ineffective determination of the river crab target income, high risk assessment, etc., and achieve strengthening risk control, core competitiveness, and information volume The effect of maximizing and reducing the cost of underwriting

Pending Publication Date: 2021-11-12
华农财产保险股份有限公司江苏省分公司
View PDF0 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Purpose of the invention: The purpose of the present invention is to address the deficiencies in the prior art and provide an insurance target income and compensation calculation system based on the crab target income, so as to solve the problem that the existing insurance risk assessment system cannot effectively determine the crab target income and accurately calculate the compensation, which leads to high evaluation risk technical issues

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Insurance target income and compensation calculation system based on river crab target income

Examples

Experimental program
Comparison scheme
Effect test

Embodiment

[0030] The present invention is based on the actuarial principle of crab target income per mu target income setting in the crab target income insurance target income and compensation calculation system,

[0031] (1) The essence is to set an appropriate target income on the basis of measuring the actual income (C) variable per mu of river crab and keeping the clause structure and fee rate unchanged, so that the expected payout ratio meets the requirements of actuarial balance;

[0032] (2) For the first time, the Ministry of Finance put forward a requirement on the comprehensive expense ratio. According to the requirements of the notice issued by the Ministry of Finance, the Ministry of Agriculture and Rural Affairs, and the China Banking and Insurance Regulatory Commission on expanding the implementation scope of full-cost insurance and planting income insurance for the three major grain crops, the comprehensive expense ratio should not be higher than 20%, that is, the expected...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention belongs to the technical field of insurance finance application, and particularly discloses an insurance target income and compensation calculation system based on river crab target income which is composed of a river crab yield and price database system, an insurance database simulation and actuarial system and a river crab price index analysis system. The beneficial effects of the insurance target income and compensation calculation system based on the river crab target income are that the yield and price database system, the river crab price index analysis system and the insurance database simulation and actuarial system are established for river crabs in a designated area; the three database systems are simulated and actuarized by using a mathematical model analysis system, so that the system has the advantages of large information amount and information comprehensiveness, can be widely applied to river crab target income insurance, reduces the underwriting cost, the pricing cost and the claim settlement cost of an insurance company, and enhances the risk control and core competitiveness of the insurance company.

Description

technical field [0001] The invention belongs to the technical field of insurance and finance applications, and in particular relates to an insurance target income and compensation calculation system based on river crab target income. Background technique [0002] Routine factors and unconventional factors in the crab breeding process will cause large fluctuations in the market price and output of river crabs, and even induce a collapse in the price of river crabs or loss of income. Both natural factors and market price fluctuations of river crabs have a greater impact on the income of crab farmers. The ability of crab farmers to deal with market and production and management risks is relatively weak. Therefore, it is of great economic and social significance to study the demand of river crab target income insurance. [0003] The river crab income insurance target income and compensation calculation system is based on market demand research, information data collection, prod...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q10/04G06Q10/06G06Q30/02G06Q50/02
CPCG06Q40/08G06Q10/04G06Q10/0635G06Q50/02G06Q30/0206
Inventor 吴艳丽王靓胡哲顾明王珊珊孙伟陈如国杨晶关红哲范晔赵桠楠孙华苗春林
Owner 华农财产保险股份有限公司江苏省分公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com