Vehicle rapid loss assessment and residual value evaluation method

Abstract

The invention discloses a vehicle rapid loss assessment and residual value evaluation method. The method comprises the following steps: acquiring a driving license photo, a licensing date, and collision part information of a target vehicle input by a user; identifying and obtaining vehicle frame number information according to the driving license photo of the user, and obtaining the province and the city; obtaining a second-hand vehicle price model according to the vehicle frame number information, the province and the city, and the licensing date; obtaining an accident vehicle collision model according to the collision information input by the user; obtaining a second-hand vehicle price according to the second-hand vehicle price model, and obtaining a vehicle maintenance price according to the accident vehicle collision model; according to the second-hand vehicle price model and the accident vehicle collision model, outputting to a corresponding algorithm; calculating a residual value price of the current vehicle. According to the method, real-time updating is realized in combination with historical transaction cases, the increasingly changing market environment is met, and scientific prediction and accurate evaluation are realized.

Description

technical field [0001] The invention relates to the field of automobile evaluation, in particular to a method for rapid damage determination and residual value evaluation of a vehicle. Background technique [0002] In recent years, more and more accident cars with insurance loss materials have gone to the auction mode, and their sales have been increasing day by day, which has accumulated a large amount of transaction data for the accident car market. In the process of determining the plan of the total loss auction, there is no data support. The current model is to upload photos of the vehicle, describe the condition of the vehicle, and let the cooperative auction company evaluate it. The auction company's evaluation of the vehicle is completely manual, using maintenance experience to judge, and the price varies from high to low. And the evaluation price can only be given within 24 hours. The insurance company has a certain influence on the processing time of the vehicle....

AI Technical Summary

Problems solved by technology

Therefore, the traditional manual evaluation model lacks objectivity, rationality and scientificity.

[0003] Secondly, the existing manual price evaluation mode requires special professionals, who need to have a better understanding of each model, the price of accessories, and the possible hidden losses that can be analyzed and predicted.

Therefore, only professionals can complete such work, which cannot meet the current market demand

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