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Block chain-based public accumulation fund withdrawal method and device

An extraction method and provident fund technology, applied in the field of blockchain, can solve the problems of consuming user energy, bad user experience, reducing the efficiency of provident fund extraction, etc., to avoid energy, improve utilization, and achieve the effect of self-service

Pending Publication Date: 2021-12-10
BANK OF CHINA
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  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0003] This kind of provident fund extraction method requires the user to go to the bank branch, which is easy to consume the user's energy; at the same time, because the bank branch's provident fund withdrawal operation is more cumbersome, and the current manual provident fund withdrawal service may cause extra waiting time for the user, it will not only reduce the provident fund. Extraction efficiency, but also cause a bad experience to users

Method used

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  • Block chain-based public accumulation fund withdrawal method and device
  • Block chain-based public accumulation fund withdrawal method and device
  • Block chain-based public accumulation fund withdrawal method and device

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Embodiment Construction

[0038] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0039] The current provident fund extraction method requires the user to go to the bank branch, which is easy to consume the user's energy; at the same time, because the bank branch's provident fund withdrawal operation is relatively cumbersome, and the current manual provident fund withdrawal service may cause extra waiting time for the user, it will not only reduce the provident fund. Extraction efficiency will also cause a bad experience for users.

[0040]The embodiment of the present invention provides a block chain-based provident fund extraction method to incre...

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Abstract

The invention discloses a block chain-based public accumulation fund withdrawal method and device, and relates to the technical field of block chains. The method comprises the steps: receiving a user verification mobile phone number inputted by a user on an ATM, a public accumulation fund withdrawal request submitted by the user, and face recognition data of the ATM on the user, sent by the ATM; inquiring face information pre-input by the user, public accumulation fund contract information and user identity information corresponding to the user verification mobile phone number from a block chain; receiving a result of checking the public accumulation fund withdrawal request by a public accumulation fund management center according to the public accumulation fund contract information and the user identity information; and when a received audit result shows that the public accumulation fund management center passes the audit of the public accumulation fund withdrawal request, executing public accumulation fund transfer operation according to the public accumulation fund withdrawal amount and a public accumulation fund withdrawal account. The ATM utilization rate can be increased, the accumulation fund withdrawal efficiency is improved, and the user experience is improved.

Description

technical field [0001] The present invention relates to the field of block chain technology, in particular to a method and device for extracting provident fund based on block chain. Background technique [0002] At present, when the user withdraws the provident fund, he often needs to go to a fixed bank branch in person to perform related operations on the provident fund withdrawal. [0003] This kind of provident fund extraction method requires the user to go to the bank branch, which is easy to consume the user's energy; at the same time, because the bank branch's provident fund withdrawal operation is more cumbersome, and the current manual provident fund withdrawal service may cause extra waiting time for the user, it will not only reduce the provident fund. Extraction efficiency will also cause a bad experience for users. Contents of the invention [0004] The embodiment of the present invention provides a block chain-based provident fund extraction method to incre...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/40G06Q40/00
CPCG06Q20/1085G06Q20/40145G06Q40/125
Inventor 党娜刘洋李昊
Owner BANK OF CHINA
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