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Mobile payment system

A mobile payment and payment gateway technology, applied in payment systems, payment architectures, payments involving neutral parties, etc., to simplify the transaction processing process

Pending Publication Date: 2022-04-12
GUANGZHOU HUAGONG INFORMATION SOFTWARE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, there are many choices of third-party payment platforms involved in mobile payment at present. For the charging system in the charging area, if you need to configure the function of mobile payment, you need to establish a separate connection with each selected third-party payment platform. In order to achieve data interaction with third-party payment platforms, each charging system needs to be independently connected to multiple third-party payment platforms, and different processing needs to be performed for different third-party payment platforms. Therefore, it is urgent to study a mobile payment system to simplify the transaction processing process between the charging system and the third-party payment platform

Method used

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  • Mobile payment system

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Embodiment Construction

[0049] The following will clearly and completely describe the technical solutions in the embodiments of the application with reference to the drawings in the embodiments of the application. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0050] figure 1 It is a schematic structural diagram of a mobile payment system provided by the embodiment of the present application. The mobile payment system may include: several lane toll units 10 , several lane front units 20 , payment gateway units 30 and aggregation payment units 40 .

[0051]Wherein, the lane toll collection unit 10 can be used to send the driving information and payment request of the vehicle to the corresponding lane front unit.

[0052] Specifically, the...

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Abstract

The invention discloses a mobile payment system, which is characterized in that a lane charging unit is used for sending driving information and a payment request of a vehicle to a lane front unit, and the lane front unit is used for generating a lane payment record by using the driving information and the payment request and storing the lane payment record in a front database; the payment gateway unit is used for determining payment platform information and a collection account by using a payment request and system information sent by the lane front-end system, generating a gateway payment record by using the payment request, the payment platform information and the collection account, and storing the gateway payment record in the gateway database; and the aggregation payment unit is used for completing payment transaction according to the payment request, the payment platform information and the collection account sent by the payment gateway system. According to the invention, the lane front unit and the payment gateway unit are arranged, so that the lane toll collection system only needs to be in butt joint with the lane front unit and does not need to be in butt joint with other payment platforms independently, and the transaction processing flow between the toll collection system and a third-party payment platform is simplified.

Description

technical field [0001] The present application relates to the technical field of mobile payment, in particular to a mobile payment system. Background technique [0002] With the rapid development of the Internet, mobile payment has gradually become a commonly used payment method, and various fields have begun to introduce mobile payment to replace manual settlement. However, there are many choices of third-party payment platforms involved in mobile payment at present. For the charging system in the charging area, if you need to configure the function of mobile payment, you need to establish a separate connection with each selected third-party payment platform. In order to achieve data interaction with third-party payment platforms, each charging system needs to be independently connected to multiple third-party payment platforms, and different processing needs to be performed for different third-party payment platforms. Therefore, it is urgent to study a mobile payment syst...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/08G06Q20/38
Inventor 汪梦真王文光李俊贤谭裕安杨柏刘杰丰
Owner GUANGZHOU HUAGONG INFORMATION SOFTWARE
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