Accurate underwriting system and method based on rural land contract management right data

A technology of management rights and land, applied in data processing applications, instruments, calculations, etc., can solve problems such as time-consuming insurance, inability to determine the actual land area of ​​farmers, and inaccurate input information, and achieve the effect of increasing feasibility

Pending Publication Date: 2022-05-31
北京星衡科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Time-consuming on-site inspection and insurance
[0004] Circulation phenomenon: In the process of collecting underwriting information, a lot of field information needs to be entered, and the traditional handwriting method is relatively ineff...

Method used

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  • Accurate underwriting system and method based on rural land contract management right data

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0028] see figure 1 , a system and method for accurate underwriting based on rural land contractual management right data, the system includes an insurance application module and an insurance policy creation module and an insurance policy list generation module respectively connected to the insurance application module. The back end of the policy creation module is respectively connected with the policy data storage module, the farm household data storage module and the plot data storage module, and the back end of the policy list generation module is connected with the unfinished policy storage module and the completed policy storage module respectively. Module, the back end of the unfinished policy storage module and the completed policy storage module are connected with a list statistics module at the same time.

[0029] Its method comprises the following steps:

[0030] 1. Collection of basic information of farmers

[0031] Collect the "three elements" of farmers' identi...

Embodiment 2

[0047] see figure 1 , a system and method for accurate underwriting based on rural land contractual management right data, the system includes an insurance application module and an insurance policy creation module and an insurance policy list generation module respectively connected to the insurance application module. The back end of the policy creation module is respectively connected with the policy data storage module, the farm household data storage module and the plot data storage module, and the back end of the policy list generation module is connected with the unfinished policy storage module and the completed policy storage module respectively. Module, the back end of the unfinished policy storage module and the completed policy storage module are connected with a list statistics module at the same time.

[0048] Its method comprises the following steps:

[0049] 1. Collection of basic information of farmers

[0050] Collect the "three elements" of farmers' identi...

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PUM

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Abstract

The invention discloses a system and a method for accurate underwriting based on rural land contract management right data. The system comprises an insurance module, and an insurance policy creation module and an insurance policy list generation module which are respectively connected with the insurance module. The rear end of the insurance policy creation module is connected with an insurance policy data storage module, a farmer data storage module and a land parcel data storage module, and the rear end of the insurance policy list generation module is connected with an uncompleted insurance policy storage module and a completed insurance policy storage module. And the rear ends of the unfinished insurance policy storage module and the finished insurance policy storage module are simultaneously connected with a list statistics module. The method has the advantages that services in the agricultural insurance buying process are combined with the precise insurance buying concept, and in the insurance buying process, land parcels are used as supports, so that the feasibility of the whole insurance buying process is improved; a more flexible mode supports rural land contract management right confirmation data and manual plot drawing and supplement, and the two modes are combined to supplement mutual defects; information collection and insurance policy creation are completed on line, tedious services are combined with the Internet technology, and farmers and institutions are better served.

Description

technical field [0001] The invention relates to the technical field of rural land underwriting software, in particular to a system and method for accurate underwriting based on rural land contractual management right data. Background technique [0002] At present, agricultural planting insurance is basically divided into underwriting, bid inspection, survey and loss determination, and claim settlement. Most of the data is circulated in paper materials, which is not easy to save, error-prone, and low in efficiency. [0003] Land phenomenon: the land in the north generally has relatively large plots; the land in the south has complex terrain and scattered plots. On-site inspection and insurance take time. [0004] Circulation phenomenon: In the process of collecting underwriting information, a lot of field information needs to be entered, and the traditional handwriting method is relatively inefficient, not to mention that there may be problems such as inaccurate information ...

Claims

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Application Information

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IPC IPC(8): G06Q50/02G06Q30/00G06Q10/10
CPCG06Q50/02G06Q30/018G06Q10/10
Inventor 赵小丽刘旭徐兴
Owner 北京星衡科技有限公司
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