Transaction processing method and device

Abstract

The invention discloses a transaction processing method and device which can be used in the financial field or other fields, and the method comprises the steps: determining a to-be-processed transaction from transactions corresponding to all accounts in an online banking database in a polling mode, and when each account is polled, determining the to-be-processed transaction according to the to-be-processed transaction; if the numerical value on the transaction quantity counter corresponding to the account does not exceed the current threshold value, N transactions corresponding to the account in the online banking database are selected as the transactions to be processed, if the numerical value on the transaction quantity counter corresponding to the account exceeds the current threshold value, the account is skipped in the polling, and if the numerical value on the transaction quantity counter corresponding to the account exceeds the current threshold value, the N transactions corresponding to the account in the online banking database do not exceed the current threshold value. N is a positive integer; and processing the to-be-processed transaction, and subtracting one from the numerical value on the transaction quantity counter of the account corresponding to the processed transaction for each processed transaction. According to the method, the problem of the hotspot account is effectively relieved, and the situation that the processing speed of a core accounting system is slowed down by the hotspot account is effectively reduced.

Description

technical field [0001] The present invention relates to the technical field of banking business processing, and in particular, to a transaction processing method and device. Background technique [0002] When processing the outgoing transaction of the account, the core accounting system of the bank must first check whether the balance of the current account meets the transaction requirements, then deduct the account, and finally enter the account. This is a serial operation. When the same account is frequently issued and entered in a short period of time, it will have a great impact on the performance of the system, and it is easy to cause deadlock of the core accounting system database and slow down the response time. [0003] As the main online transaction channel, the online banking channel directly faces customers, and a large number of accounting processing requests are sent to the core accounting system every day. Due to the huge transaction volume, in order to ensure...

AI Technical Summary

Problems solved by technology

Due to the huge transaction volume, in order to ensure timely processing of customer transaction requests, the transaction processing is often sent to the core accounting system in a concurrent manner. If the same account frequently submits accounting processing requests through online banking channels in a short period of time, it will easily lead to Hot account issues slow down the processing speed of the core accounting system, which in turn affects other peripheral systems

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