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Method and method for realizing online payment of telephone

A technology of telephone and telephone shopping, applied in the direction of special services for subscribers, etc., can solve the problem of impossible telephone shopping and so on

Active Publication Date: 2007-04-11
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0007] But this method is basically impossible to use for telephone shopping, because the account of the merchant is generally impossible to become the account of the customer's relatives and friends

Method used

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  • Method and method for realizing online payment of telephone
  • Method and method for realizing online payment of telephone
  • Method and method for realizing online payment of telephone

Examples

Experimental program
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Embodiment

[0117] In this embodiment, the customer's telephone terminal pre-sets one telephone number for telephone online payment in the telephone banking system, and the customer's telephone terminal inputs the telephone number to the merchant's telephone shopping system when conducting telephone shopping. Use the telephone number input by the customer's telephone terminal as the reserved telephone number.

[0118] As shown in Figure 6, Figure 6 is a flow chart of a method for realizing online payment by telephone according to an embodiment of the present invention, the method includes the following steps:

[0119] Step 601: When the customer purchases commodities in the merchant-end telephone shopping system, the customer's telephone terminal inputs a telephone number to the merchant-end telephone shopping system. This telephone number is also the telephone number registered by the customer when registering telephone banking, and , must also use the phone number as the calling number....

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Abstract

This invention discloses a system for realizing on-line payment of phone calls including a customer phone terminal used in preserving a phone number to a phone shopping system of a seller end and sending calls to a phone bank system after the seller end phone shopping system sends the order to the phone bank system, a seller end phone shopping system used in sending the order to the phone bank system and receiving the payment result data sent by the bank system, a phone bank system used in receiving order sent by the seller end shopping system and judging if the calling number of the customer end, the preserved number of the customer received from the seller end shopping system and the preset number of the customer phone terminal are the same, if so, then on-line phone payment is carried out. This invention also discloses an on-line payment method.

Description

technical field [0001] The invention relates to the technical field of online payment in financial services, in particular to a system and method for realizing online payment by telephone. Background technique [0002] Along with the rapid development of e-commerce, the mode of utilizing Internet and telephone shopping is more and more popular. This way of shopping and consumption greatly facilitates people's lives, and more and more people use this way for shopping and consumption. [0003] At present, the technology in Internet shopping has been very mature, especially the business-to-consumer (B2C) online payment, which has been widely used as a direct and fast payment mode. However, the current development of telephone shopping is still relatively slow, mainly because there is no breakthrough in the technology of telephone online payment. [0004] At present, the completion of telephone shopping is mainly the ordering process of goods, and the payment after ordering go...

Claims

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Application Information

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IPC IPC(8): H04M3/42
Inventor 成汉平陈建雄邹帮山冯光曾凯吴鹏文卫华
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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