Bank credit operation processing system

A business processing and banking technology, applied in data processing applications, instruments, finance, etc., can solve problems such as reducing risks, ignoring customer cash flow, and inability to effectively control, achieving practical and comprehensive effects

Inactive Publication Date: 2007-10-17
WUHAN QUNSHENG SCI & TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003]At the same time, commercial banks generally have problems such as complex credit business process, neglect of customer cash flow, unscientific credit management and control, and cannot effectively control and reduce risks

Method used

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  • Bank credit operation processing system

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Embodiment Construction

[0009] The present invention will be further described below in conjunction with the accompanying drawings.

[0010] The system architecture diagram of the present invention is shown in the accompanying drawings, and the overall design is divided into 4 parts.

[0011] The first part is the development of the client program, mainly using Java Swing to develop the client interface program.

[0012] The second part is the development of the server (cluster) end program. This part mainly adopts the MVC model architecture. M-Model represents the core application data and functional logic, that is, the business processing layer; V-View renders the data and displays it to the application user , that is, the presentation layer and the client developed by using Swing; C-Controller handles user interaction, that is, the application server installed on the server side to carry the presentation layer and business processing layer (for example: IBM WebSphere Server, BEAWebLogic Server). ...

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Abstract

The invention relates to a system for treating the bank credit business, which is designed using integrated application SOA software frame and workflow technology for the characteristic of local country bank; the warning and prediction of the bank credit risk can be provided and carried out through the client credit graded estimation, the loan assessment, the giving credit and the grade classfication of load. The invention has changed the development mode of credit management system based on the flow of 'application-examination and approval-checkup-loan'according to the demand of client in the traditional credit management information treatment. The invention, using SOA configuration, integrates business process and service page, and generate the corresponding credit system, and the recombination of system can be completed in short time. The invention accords with the direction of bank credit management information development. The practicality and comprehensiveness of whole function in the system are strong, reaching domestic leading level in the application aspec of local commercial bank credit business process.

Description

technical field [0001] The invention belongs to a commercial bank business processing method, in particular to a bank credit business processing system. Background technique [0002] With the country's strong support for bank informatization and the investment of relevant funds every year, the domestic credit system market has grown rapidly. There are 4 state-owned commercial banks, 12 joint-stock commercial banks, 111 city commercial banks, and 4 rural commercial banks nationwide. Banks, 1,094 urban credit cooperatives, 38,153 rural credit cooperatives, 147 foreign-funded bank branches, and a considerable number of non-bank financial institutions (including trust investment companies, 71 financial companies, and 17 leasing companies). The market size of the system will reach 180 million yuan, and will reach 800 million yuan in 2008. The market prospect is very good. [0003] At the same time, commercial banks generally have problems such as complex c...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q40/02
Inventor 甘雯松马小林刘华高晶汪勇江敏周捷张晓斌刘涛王丰管伟陈朴峰曹薇薇
Owner WUHAN QUNSHENG SCI & TECH
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