Bank interface machine, automatic charging method and system

A technology of automatic recharge and banking system, applied in the field of communication, can solve problems such as leakage, security risks, user losses, etc., to achieve the effect of improving security, effectively isolating and reducing security risks

Inactive Publication Date: 2009-01-28
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] In the existing automatic recharging method, the user's bank account number and password information are stored on the telecommunications service platform, which has certain security risks; because the security level of the telecommunications system is lower than that of the banking system, leaks may occur; once the user If your bank account password information is stolen, it may cause heavy losses to users

Method used

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  • Bank interface machine, automatic charging method and system
  • Bank interface machine, automatic charging method and system
  • Bank interface machine, automatic charging method and system

Examples

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Embodiment Construction

[0036] like figure 1 As shown, it is a schematic structural diagram of an automatic recharging system according to an embodiment of the present invention. This embodiment includes a telecommunication service platform 10 , a bank interface machine 20 and a bank system 30 . The telecommunication service platform 10 is used for providing telecommunication services, wherein the telecommunication account information of the user is stored, and the telecommunication account information at least includes the telecommunication account number, the balance of the account, and the like, wherein the telecommunication account is the identifier of the telecommunication account. The bank interface machine 20 is located on the side of the bank, and together with the bank system 30 constitutes a banking service platform. The bank interface machine 20 stores the correspondence between the user's telecommunication account number and the bank account information, and forwards messages between the...

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PUM

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Abstract

The invention relates to an automatic rechargeable method and an automatic rechargeable system through a bank interface message processor. The automatic rechargeable method comprises the following steps of receiving a first automatic rechargeable request message which is sent by a telecommunication service platform and carries a telecommunication account number and rechargeable amount; confirming a bank account message corresponding to the telecommunication account number, adding the bank account message in the first automatic rechargeable request message to generate a second automatic rechargeable request message, and sending the second automatic rechargeable request message to a bank system; and receiving an automatic rechargeable response message returned by the bank system, and forwarding the automatic rechargeable response message to the telecommunication service platform. The method realizes the effective isolation between telecommunication networks and bank networks through the bank interface message processor, can improve the safety of message storage by storing the bank account message in the bank interface message processor, and effectively reduces the safety risk of the system.

Description

technical field [0001] The invention relates to communication technology, in particular to a bank interface machine, an automatic recharging method and a system. Background technique [0002] In the process of using telecommunication services, there are various ways for users to pay fees to operators, for example, paying cash at the business hall, purchasing a valuable recharge card for recharging, and recharging in a bank. [0003] Now there is an automatic recharge method. The user provides the operator with a bank account. When the user's balance is insufficient, the operator's telecommunications business platform automatically initiates a transfer request to the bank, and the user's bank account is recharged. The user's telecommunications platform in the account. This method needs to establish a connection between the telecommunication service platform and the banking system. The telecommunication service platform stores the user's telecommunication account information,...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G06Q20/00
Inventor 李春成
Owner HUAWEI TECH CO LTD
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