95 results about "Bank Account Number" patented technology

Electronic payment processing including a data processing methodology and apparatus that facilitates resolving unmatched payments with customer accounts at a payee. This is accomplished by comparing an unmatched check or other payment received with previously resolved payments and associated customer numbers, as stored in a database. The first, and ongoing, phase of the process is to capture in a database both the unique bank account number and the customer account number for resolved payments. Thus, the database is built up over time and covers increasing numbers of unique bank account/customer number pairs. Once the database exists, the account number for each future unmatched payment may be rapidly found by comparing the subsequent unique bank account numbers to entries in the database. This unmatched payment can then be posted to the customer account number found by this match. If there is no match, the tedious traditional methods of research must be resorted to. But when this research is completed the resulting paired data is added to the database, preventing the need for traditional research efforts when future unmatched payments are received from the just-researched bank account. Thus, a customer who never returns a payment coupon will be researched in the traditional ways only once, not month-after-month.

The invention discloses prepayment domestic equipment, a payment method thereof, a payment system thereof and a payment device thereof. The payment method comprises: setting a payment threshold value in the domestic equipment; when the domestic equipment detects that the current resource residual amount is smaller than the payment threshold, initiating a payment request to a corresponding payment center through the payment device, wherein the payment request carries bank account number, password and payment amount information; and when receiving a payment success confirmation message fed back by the payment center, notifying the domestic equipment of adding resources purchased by the payment amount into the current resource residual amount of the domestic equipment through the payment device. When the equipment, method, system and device are adopted, various fees for using prepayment domestic equipment in family life can be paid conveniently; and thus, a large amount of time is saved for digital family users, the practicality and comfort of digital families are improved considerably, and more potential users are developed.