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Online bank account number detection method and apparatus

A technology of online banking and detection methods, which is applied in the directions of instruments, finance, and data processing applications, can solve the problems of low detection rate of account opening accounts, failure to save dangerous account opening accounts in the blacklist, and inability to accurately determine the account opening level of account opening accounts, etc., to achieve Improve the detection rate and the effect of accurate account opening level

Inactive Publication Date: 2016-02-03
MINSHENG BANKING CORP
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AI Technical Summary

Problems solved by technology

[0005] The present invention provides a method and device for detecting an account number of an online bank, which is used to solve the problem that the blacklist in the prior art cannot save information of all dangerous account numbers, the detection rate of the account number is low, and the account level of the current account number cannot be accurately determined. The problem

Method used

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  • Online bank account number detection method and apparatus
  • Online bank account number detection method and apparatus
  • Online bank account number detection method and apparatus

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specific Embodiment approach

[0059] Further, on the basis of the above-mentioned embodiments, the specific implementation of step 101 includes:

[0060] Obtain the business system information of each account opening account to be detected from the banking business system, and obtain the account opening behavior information and historical access information of each account opening account to be detected from the data collection platform;

[0061] Filter and extract business system information, account opening behavior information, and historical access information to form account opening account information for each account opening account to be detected.

[0062] In this embodiment, specifically, the business system information of each account opening account to be detected is obtained from the banking business system. The business system information is mainly the registration and login information of the account opening account, including electronic account number, ID card information, time of account reg...

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Abstract

The invention provides an online bank account number detection method and apparatus. The method comprises: obtaining account number information of to-be-detected account numbers; according to a preset filter rule and the account number information of the to-be-detected account numbers, filtering out dangerous account numbers in the to-be-detected account numbers; and inputting the account number information of the filtered to-be-detected account numbers into an account number classification model obtained by pre-classification training, and determining the account opening level of the filtered to-be-detected account numbers. Therefore, the account opening level of the account numbers is effectively detected, the detection rate of the account opening level of the account numbers is increased, and the account opening level of current online bank account numbers is accurately determined.

Description

technical field [0001] The invention relates to the technical field of online banking, in particular to a method and device for detecting an account number for opening an online banking account. Background technique [0002] With the development of society and technology, online banking has become an important part of people's lives. After opening an account on the online bank, various banking services can be completed. However, there will be some dangerous account opening accounts on online banking. These account opening accounts will not be activated after account opening, or will conduct illegal transactions, which will disrupt the management of online banking and cause inconvenience and harm to online banking business processing. , It is necessary to determine the account opening level of the online banking account opening account. [0003] In the prior art, online banking will set up a blacklist mechanism, and the blacklist will save some dangerous account opening acco...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
Inventor 周礼罗京王晴
Owner MINSHENG BANKING CORP
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