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IC card consumption system integrating finger vein identification technology

A finger vein and identification technology, applied in the field of personal identification and IC card consumption, can solve problems such as identification difficulties, avoid the crime of stealing keys, avoid fraudulent use of credit cards, and ensure confidentiality

Active Publication Date: 2010-10-06
张子文
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

Furthermore, a person can also consciously camouflage and control his own voice, which makes identification difficult.

Method used

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  • IC card consumption system integrating finger vein identification technology
  • IC card consumption system integrating finger vein identification technology
  • IC card consumption system integrating finger vein identification technology

Examples

Experimental program
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Embodiment Construction

[0050] The following examples are used to illustrate the present invention, but are not intended to limit the scope of the present invention. Such as figure 1 as shown, figure 1 The structure topology diagram of the IC card issuance system provided by the present invention, the device at least includes an IC card, a finger vein collector, a random number generator and an encryption machine, a PSAM card, a credit card / debit card, a finger vein and a key management server, IC card registration unit, finger vein matching unit and credit card and debit card integration unit.

[0051] Among them, the random number generator and encryption machine are used to generate ID numbers and keys for IC cards and POS machines with PSAM cards; the IC card registration unit is responsible for collecting the ID numbers, keys and finger vein collectors of IC cards and PSAM cards The obtained user's finger vein information is respectively written into the PSAM card, the database of the finger v...

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Abstract

The invention relates to the personal identity identification and IC card consumption field, which comprises the petty consumption of an offline electric wallet and an electric deposit book and the consumption transaction of an online credit card and a debit card. The invention particularly relates to a technology adopting biological identification technology-finger vein as IC card financial transaction user identity identification. The technical scheme of the invention adopts the IC card consumption system integrating the finger vein identification technology to replace the traditional magnetic stripe card system, which comprises an IC card issuing subsystem and a POS consumption subsystem.

Description

technical field [0001] The present invention relates to the fields of personal identification and IC card consumption, including off-line electronic wallets, small consumption of electronic passbooks and online credit card and debit card consumption transactions, and especially relates to a biometric technology using finger veins as an IC card Technology for financial transaction user identification. Background technique [0002] At present, credit cards and debit cards have been widely used in the daily life of ordinary people, especially among young people and middle-income groups. The survey shows that based on the gradual strengthening of bank promotion and the continuous improvement of the card-using environment, social groups are more interested in credit cards. With the enhancement of awareness and the expansion of convenient payment / repayment channels, the number of credit card users in China reached about 45 million in 2008, the credit card market size reached about...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/08G07F7/12G06K9/00
Inventor 张子文
Owner 张子文
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