Method for protecting bank account fund security and multiple specific applications thereof

Abstract

The invention discloses a method for protecting bank account fund security and multiple specific applications thereof, and belongs to the field of financial security. The method comprises the following steps of: dividing accounts into multiple levels with different functions; setting a few fund transfer and monitoring passwords, transferring funds among the levels by using a fixed phone number of bound numbers, a monitoring phone and a mobile phone, setting multiple persons to monitor the output funds, and authorizing departments of public security and the like of the output fund receiver accounts to monitor the funds, thus ensuring reality, legality and traceability of account possessors. When the mobile phone is used, information such as original passwords, accounts and the like does not need to be used or sent, so that radio signals can be prevented from being divulged by intercepting; the password can be used and monitored under the concealed condition, and the deposited amount is used as the other password, so that the theft-proof purpose is fulfilled, and the theft behaviors of thieves such as secret photography, hobbyhorses, exchange and the like completely lose effect; and by the method, a large amount of financial fraud, depositor hijacking, bribery, absconding with money, tax evasion and malicious overdraft cases can be reduced.

Description

Technical field [0001] The invention belongs to the field of financial security. Background technique [0002] People usually use seals, signatures and passwords to protect the account funds of depositors (that is, owners of bank account funds. The same below). However, the former is easy to be counterfeited, and the latter is often used in public and on the Internet, and is easy to be peeped and stolen. Due to the integration of import and export of accounts, the gates of the city will be opened once they are lost, and large amounts of stored funds are often stolen. Due to the inherent inadequacy of bank review and monitoring technology and the lack of re-monitoring of output funds, crimes such as opening accounts with fake ID cards and criminal activities such as theft by public asset managers have occurred from time to time. The present invention can effectively protect the capital security of public and private accounts. Summary of the invention [0003] A fund account is di...

AI Technical Summary

Problems solved by technology

However, the former is easy to be counterfeited, while the latter is often used in public places and on the Internet, and is easy to be peeped and stolen

Since the account import and export are integrated, once the guard is lost, the city gate will be opened wide, and a large amount of stored funds will often be stolen