Offline recharge method and system based on electronic wallet

Abstract

The invention discloses an off-line recharging method and system based on an electronic wallet and relates to the field of electronic wallet recharging. The method comprises the steps that recharge amount and an EPID are sent to a recharging code generation server terminal by a user; after the recharge amount and the EPID sent by the user are received by the recharging code generation server terminal, conversion and encryption operation are conducted on the recharge amount and the EPID, so that a recharge code of a byte-code mode is generated; the recharge code of the syllable code mode is converted to a recharge code of a numeric string mode by the recharge code generation server terminal so that the recharge code of the numerical string mode can be sent to the user in a mode identical to that of the request sent by the user; the recharge code of the numerical string mode is input into an electronic wallet terminal by the user; after decryption is conducted on the electronic wallet terminal, recharge of the terminal electronic wallet is completed. A wireless POS does not need for recharging, off-line recharge can be completed on the corresponding electronic wallet by the user according to the electronic wallet recharge code, and the coordination of a third party is not needed in the recharging process.

Description

technical field [0001] The invention relates to the field of electronic wallet recharge, in particular to an electronic wallet-based offline recharge method and system. Background technique [0002] Since the recharge of the e-wallet involves mutual transfer of funds, the user must take the e-wallet card or the terminal device with the function of the e-wallet to the designated recharge place, and recharge can only be carried out under the premise of valid authentication by both parties; In this way, it brings a lot of inconvenience to users. If the number of recharge points is scarce and the coverage rate of recharge points is low, the user may be tired for a day for simple recharge, and it also brings a huge load to the recharge point. , it is more likely that due to the large number of users, it is impossible to meet the recharge needs of many users. At present, only by establishing a large number of physical recharge points and investing a lot of manpower and material re...

AI Technical Summary

Problems solved by technology

[0002] Since the recharge of the e-wallet involves mutual transfer of funds, the user must take the e-wallet card or the terminal device with the function of the e-wallet to the designated recharge place, and recharge can only be carried out under the premise of valid authentication by both parties; In this way, it brings a lot of inconvenience to users. If the number of recharge points is scarce and the coverage rate of recharge points is low, the user may be tired for a day for simple recharge, and it also brings a huge load to the recharge point. , it is more likely that due to the large number of users, the recharge needs of many users cannot be met. At present, only by establishing a large number of physical recharge points and investing a lot of manpower and material resources can the growing customer needs be met.

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