High-safety portable payment receiving device

Abstract

The invention discloses a high-safety portable payment receiving device which comprises a storage module, a payment information reading and setting module, a terminal user identity recognition module, a communication module, an input-output module and a microcontroller. The invention further discloses a high-safety portable payment receiving method for the device. The high-safety portable payment receiving method comprises the steps of setting, payment receiving and payment. When the device is worn, the method can also comprise the step of wearing verification. The device and the method perform user identity pre-setting through a biosensor and perform authentication and recognition through the biosensor when being used, a step of manually inputting passwords and other information to perform login authentication is omitted, multiple-step operation in the payment receiving process is also remarkably decreased, convenient, fast and safe adjacent electronic payment receiving is achieved, the safety, confidentiality and usability are greatly improved, and an application range of population is widened. In addition, the device can be a watch, a bracelet, a ring or other wearable styles, can also built in a wearable accessory and is convenient and fashionable.

Description

technical field

[0001] The invention relates to a collection and payment method and device, in particular to a portable pocket-sized payment electronic device and a collection and payment method suitable for the payment electronic device. Background technique

[0002] With the rapid development and continuous updating of technology, people's financial transfer methods have developed from traditional bank counters and bank ATMs to online banking, SMS banking, and mobile banking. People are also changing from traditional banknote transactions to a combination of banknote transactions and electronic transactions when purchasing goods. UnionPay POS machines, which are familiar in life, are a good application example, which greatly improves the settlement speed of customer consumption. , shortening the waiting time for customers to check out, and the non-cash settlement method has brought great convenience to people; at the same time, the rapid development and promotion of online...

Examples

Embodiment 1

[0083] Example 1: Structural diagram such as figure 1 As shown, the collection and payment device of the present invention includes: a storage module 1 , a payment information reading and collection information setting module 2 , an end user identification module 3 , a communication module 4 , an input and output module 5 , and a microcontroller 6 . Wherein the payment information reading and collection information setting module 2 includes a built-in NFC module 21; in the terminal user identification module 3, includes a built-in pulse sensor 31; the communication module 4 includes a built-in WiFi module 41; the input The output module 5 includes an electronic screen 51 and a hard keyboard 52 . The electronic screen 51 of the device is a small-sized OLED screen with low power consumption.

[0084] The device can be wearable, such as being built into accessories such as watches, bracelets, bracelets, rings, etc., and can also be directly designed into wearable styles such a...

Embodiment 2

[0091] Example 2: Structural diagram such as figure 2 As shown, the collection and payment device of the present invention includes: a storage module 1 , a payment information reading and collection information setting module 2 , an end user identification module 3 , a communication module 4 , an input and output module 5 , and a microcontroller 6 . Wherein the payment information reading and collection information setting module 2 includes a built-in code scanning module 22, a barcode and a two-dimensional code generation module 23; in the terminal user identification module 3, a built-in human skin sensor 33 and a fingerprint recognition sensor 32 are included The communication module 4 includes a built-in WiFi module 41, Bluetooth 42 and USB 43; the input and output module 5 includes an electronic screen 51 and a soft keyboard 53 on the screen.

[0092] The device can be wearable, such as being built into accessories such as watches, bracelets, bracelets, rings, etc., an...

technical field

[0001] The invention relates to a collection and payment method and device, in particular to a portable pocket-sized payment electronic device and a collection and payment method suitable for the payment electronic device. Background technique

[0002] With the rapid development and continuous updating of technology, people's financial transfer methods have developed from traditional bank counters and bank ATMs to online banking, SMS banking, and mobile banking. People are also changing from traditional banknote transactions to a combination of banknote transactions and electronic transactions when purchasing goods. UnionPay POS machines, which are familiar in life, are a good application example, which greatly improves the settlement speed of customer consumption. , shortening the waiting time for customers to check out, and the non-cash settlement method has brought great convenience to people; at the same time, the rapid development and promotion of online...

Examples

Embodiment 1

[0083] Example 1: Structural diagram such as figure 1 As shown, the collection and payment device of the present invention includes: a storage module 1 , a payment information reading and collection information setting module 2 , an end user identification module 3 , a communication module 4 , an input and output module 5 , and a microcontroller 6 . Wherein the payment information reading and collection information setting module 2 includes a built-in NFC module 21; in the terminal user identification module 3, includes a built-in pulse sensor 31; the communication module 4 includes a built-in WiFi module 41; the input The output module 5 includes an electronic screen 51 and a hard keyboard 52 . The electronic screen 51 of the device is a small-sized OLED screen with low power consumption.

[0084] The device can be wearable, such as being built into accessories such as watches, bracelets, bracelets, rings, etc., and can also be directly designed into wearable styles such a...

Embodiment 2

[0091] Example 2: Structural diagram such as figure 2 As shown, the collection and payment device of the present invention includes: a storage module 1 , a payment information reading and collection information setting module 2 , an end user identification module 3 , a communication module 4 , an input and output module 5 , and a microcontroller 6 . Wherein the payment information reading and collection information setting module 2 includes a built-in code scanning module 22, a barcode and a two-dimensional code generation module 23; in the terminal user identification module 3, a built-in human skin sensor 33 and a fingerprint recognition sensor 32 are included The communication module 4 includes a built-in WiFi module 41, Bluetooth 42 and USB 43; the input and output module 5 includes an electronic screen 51 and a soft keyboard 53 on the screen.

[0092] The device can be wearable, such as being built into accessories such as watches, bracelets, bracelets, rings, etc., an...

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