35results about How to "Realize mobile payment" patented technology

The invention relates to the highway toll payment field, and especially relates to a highway toll mobile payment system and method based on a mobile end application and license plate identification. The system comprises a mobile payment APP, entrance / exit lane subsystems, a mobile payment operation management platform, a mobile payment gateway, a money collection and electronic invoice subsystem,and a province network clearing and settling center. The entrance / exit lane subsystems include license plate identification devices installed on all entrance / exit lanes, lane barrier gate controllers,and entrance / exit computers. The license plate identification devices at entrances / exits are adopted to collect license plate numbers of vehicles that pass by, the license plate numbers are input toa mobile payment background system, running paths of the vehicles are recorded through the license plate numbers, bound APP accounts are queried through the license plate numbers, and tolls are paid through a mobile terminal such as a mobile phone. In this way, mobile payment of tolls is realized, the lingering time of the vehicles at highway entrances / exits is reduced, and the pass speed is increased.

The invention discloses methods and devices for sending and receiving instruction information. The method for sending instruction information includes acquiring a first differential signal, carrying first instruction information and / or second instruction information, output from a data transmission interface of a mobile terminal, generating a first transmission signal carrying the first instruction information according to the acquired first differential signal and sending the first transmission signal to a receiving device. The first instruction information is used for indicating the receiving device to execute operations corresponding to the first instruction information, the second instruction information is used for indicating to send the first instruction information to the receiving device, and the first transmission signal is an optical signal or acoustic signal. With the methods and the devices for sending and receiving the instruction information, the technical problem that existing optical communication methods are difficult to be compatible with different types of mobile terminals is solved.

The invention relates to an unattended parking space self-service method and system based on mobile communication, and belongs to the field of motor vehicle parking management in a smart city. The system is composed of parking user mobile terminals, a parking place management control center, a parking place lock control station and parking locks; a door control system of a parking lot is not needed, parking spaces are directly controlled and managed, and the parking space locks are controlled to be unlocked or locked through a public mobile communication network to achieve decentralized control and centralized management on all the parking spaces; information interaction is achieved through the public communication network, mobile payment is achieved without manual participation, and namely the system communicates with the parking place management control center in the mode of message sending or dialing through user mobile phones or other mobile terminals, and the management control center sends parking lock unlocking or locking signals, records the time for using the parking spaces, and communicates with the user mobile terminals to complete parking charge payment. In addition, a user can inquire or book one parking space.

The embodiments of the invention bring forward a mobile payment method and system. The method comprises the following steps: 1, a mobile terminal generating an identification code locally, wherein the identification code is generated by the mobile terminal according to security parameters through an sm3-topt encryption algorithm, and the security parameters at least comprise Token identity information, cipher information and time stamp information; 2, a trade company, after obtaining the identification code from the mobile terminal through a scanning machine, sending the identification code and a consumption sum to a preset server for authentication; and 3, the server, after receiving an authentication request sent by the trade company, decrypting the identification code so as to obtain the Token identity information, the cipher information and the time stamp information of the mobile terminal, verify the Token identity information, the cipher information and the time stamp information and after verification succeeds, carry out payment and return success information to the trade company first.

The invention discloses a method and a device for sending and receiving command information. The method for sending the command information comprises the steps as follows: obtaining a first audio signal which carries first command information and / or second command information and is output by an audio interface of a mobile terminal, wherein the first command information is used for instructing a receiving device to execute an operation corresponding to the first command information, and the second command information is used for instructing sending of the first command information to the receiving device; according to the obtained first audio signal, generating a first transmission signal carrying the first command information and sending the first transmission signal to the receiving device, wherein the first transmission signal is an optical signal or an acoustic signal. According to the method and the device, the technical problem that existing optical communication methods are hard to be compatible with mobile terminals with different models is solved.

This invention discloses a multi-functional smart card which consists of CMOS chip, micro-processor and memorizer with operating system for the card. There are three layers in the operating system: the Hardware Abstraction Layer, the core software layer and the application layer. Each layer represents a separate subsystem and has several function libraries in it. The chip platform is removable and functional extended.

The invention discloses a mobile phone radio-frequency SIM card with an SWP function in a compatible mode. The mobile phone radio-frequency SIM card comprises an SIM micro-control unit, an SIM card contact point, an SWIO interface between the SIM micro-control unit and the SIM card contact point and an ISO / IEC 7816 interface signal line between the SIM micro-control unit and the SIM card contact point. The mobile phone radio-frequency SIM card further comprises a radio-frequency module, an SIM antenna connected with the radio-frequency module and a wired interface connected with the SIM micro-control unit and the radio-frequency module. The functions of mobile payment, ticket identification and identity recognition can be achieved for a NFC mobile phone or a non-NFC mobile phone without any modification of the mobile phone self.

The invention discloses an SIM card chip with the radio frequency identification function, at least comprising a radio frequency interface unit. The radio frequency interface unit at least comprises a receiving and amplifying circuit, a demodulation circuit, a modulation circuit and a transmitting power amplifying circuit, wherein the receiving and amplifying circuit is used for amplifying communication signals obtained by a mobile phone and transmitting the communication signals to the demodulation circuit; the demodulation circuit is used for demodulating the communication signals which are amplified by the receiving and amplifying circuit; the modulation circuit is used for modulating the communication signals to be sent by the mobile phone; and the transmitting power amplifying circuit is used for amplifying the communication signals which are modulated by the modulation circuit. The SIM card chip with the radio frequency identification function can improve the condition that the communication effect between the mobile phone and a reader is influenced by the shielding of a battery and a circuit board of the mobile phone.

The invention provides an NFC mobile payment method and a system thereof. The method includes the following steps: an NFC device and a smart mobile terminal establish a communication link through an earphone interface; the smart mobile terminal selects a payment card; the smart mobile terminal determines whether the NFC device stores card information of the payment card; if the NFC device stores card information of the payment card, the NFC device simulates the payment card for payment operation; if the NFC device does not store card information of the payment card, the smart mobile terminal transmits the card information of the payment card to the NFC device; the NFC device writes in the card information and simulates the payment card for payment operation. According to the invention, the method, through a universal earphone interface in external connection to the NFC device, enables the smart mobile terminal to have an NFC mobile payment function. The method at the same time supports invoking usage among a plurality of payment cards. The system effectively reduces cards held by a user, meets consumption demand of the user, and brings plenty of benefits to the user and better consumption experience.

The invention discloses an E-wallet system payment method based on time synchronization. The E-wallet setting steps include (a) a program is connected and operates, (b) a character password is set, (c) a time synchronization seed secret key is generated, (d) the time synchronization seed secret key is encrypted, (e) the character password is encrypted, (f) a private data file is generated, and (g) setting is finished. The payment method includes the steps that (1) equipment is connected, (2) the password is input, (3) the password is checked, (4) the private data file is obtained, (5) payment is performed, (6) a six-bit dynamic number is generated, (7) the dynamic number is checked, (8) the secret key is decrypted, (9) account transferring and authorization are carried out, (10) account transferring records are stored, and (11) payment is finished. According to the payment method, fund safety of an E-wallet is improved in a time synchronization digital command mode, the E-wallet can be effectively moved for use due to the USB storage mode, and users can use the E-wallet for collection and payment conveniently and safely.

The invention provides an IOT (Internet of Things) technology based automobile charging pile device with mobile payment. The device comprises the following components, i.e., a power grid monitoring platform, a charging set power supply dispatching platform, a charging pile platform, a background management platform, a charging pile monitoring platform, a charging pile control platform, a BMS management platform and a locating platform, wherein the charging pile platform is simultaneously connected with the charging pile control platform, the charging pile monitoring platform, the charging set power supply dispatching platform and the background management platform; the charging pile control platform is connected with the BMS management platform and is in wireless connection with the locating platform; the charging set power supply dispatching platform and the power grid monitoring platform access to a power grid; the charging set power supply dispatching platform is connected with the power grid monitoring platform. According to the device, the mobile payment of a charging fee can be achieved, and the impact on the power grid caused by citizen power utilization and charging pile power utilization can be intelligently balanced.

The invention relates to a Usbkey of a cellphone identity authentication terminal and application of the Usbkey. The Usbkey comprises a hardware system and a headset plug connected with the hardware system, a confirm button is arranged on the hardware system, the headset plug comprises an audio interface which comprises a microphone terminal, a grounding terminal, a right channel terminal and a left channel terminal, a circuit board is arranged inside the hardware system, and a code computing chip, a communication chip and a battery are arranged on the circuit board. The Usbkey of the cellphone identity authentication terminal has the advantages of simple structure, convenience in operation and strong practicability, can realize the function of one-time password and realize the function of mobile payment via symmetrical and asymmetrical encryption operation, and can store important information like personal passwords, certificates and parameters so as to keep the important information from being acquired illegally.

The invention provides a tax refund method, a tax refund platform and a tax refund system. The tax refund method comprises the steps of generating user identification information and sending the useridentification information to a user terminal equipment for display. The tax refund calculation and processing step combines the statutory tax refund rate of various tax refund commodities and the service fee ratio preset according to the specific tax refund method to perform tax refund calculation and modeling; after the merchant terminal equipment collects the user identification information, the commodity information of the target commodity is inputted into the tax refund calculation model, and the calculation result of the model is obtained. The synchronization information generating stepgenerates a tax refund link synchronization page and sends the page to the merchant terminal equipment and the user terminal equipment; the tax refund order generation processing step generates a taxrefund order corresponding to the user identification information and the model calculation result, and performs tax refund according to the collected tax refund method preselected by the user terminal equipment. The method is quick and simple, and improves the work efficiency. Tax rebates are all transacted online, which saves a lot of space rental and personnel costs.

The invention provides a mobile payment method, device and system. The technical scheme is that an acceptance terminal machine transmits broadcasting information; a mobile terminal receives the broadcasting information and measuring the distance between the mobile terminal and the acceptance terminal machine; the user information of the acceptance terminal machine in the broadcasting information and the user information of the mobile terminal in the broadcasting information are transmitted to an information server when the distance between the mobile terminal and the acceptance terminal machine is less than a preset distance; the information server confirms the information of a payment card for mobile payment of a mobile terminal user to the acceptance terminal machine user, and returns the information to the mobile terminal; the mobile terminal enables the information of the payment card to be supplied to the acceptance terminal machine; and the acceptance terminal machine obtains the information of the payment card, and transmits the information of the payment card to a transaction system, so as to complete the mobile payment. The method, device and system can simplify the payment process.

The invention discloses a mobile payment method, device and system, relates to the electronic finance technology field and solves a problem that mobile payment can not be realized in mobile terminal on the condition that a payment application APP is not mounted. The method comprises steps that the payment information sent by a second mobile terminal is received, the payment information comprises the first mobile terminal identifier information, an account corresponding to a payment application APP in operation in the second mobile terminal, and payment sum corresponding to the first mobile terminal identifier information, the first mobile terminal identifier information is sent by a first mobile to the second mobile terminal, and the first mobile terminal has no payment application APP; the account information corresponding to the first mobile terminal identifier information is acquired; the payment sum is made to transfer from an account corresponding to the first mobile terminal identifier information to an account corresponding to the payment application APP in operation in the second mobile terminal. The method is applied to mobile payment.

The invention discloses a charging equipment management method based on mobile WiFi. A battery pack, a battery management system and a charging pile transmits battery pack data, battery management system data and charging pile data to a communication server through a mobile WiFi module; the communication server transmits the battery pack data, the battery management system data and the charging pile data to an application server, a WEB server and a data server; a mobile client is in communication with the application server; an IE client is in communication with the WEB server; fault diagnosis, remote control and remote upgrading are realized by the IE client; mobile payment and order inquiry services are realized by the mobile client; and intelligentization and informatization of chargingequipment are realized.

The invention discloses a hospital prescription quick payment and service management system comprising a doctor prescription editing module used for obtaining basic information of a patient and targetprescription data of the patient and generating a two-dimensional code key combination identifier according to the basic information and the target prescription data; the prescription integration two-dimensional code generation module is used for inputting the two-dimensional code key combination identifier into the two-dimensional code generation assembly to generate a dot matrix two-dimensionalcode; the two-dimensional code fee information integration and calling module is used for obtaining the prescriptions which are not paid by the patient on the same day, respectively calculating the total amount of money of the prescriptions which are not paid according to a preset charging rule, and associating the recognition numbers of the prescriptions which are not paid with the dot matrix two-dimensional codes; and the clinic patient mobile phone code scanning payment processing module is used for performing recognition association according to the parameters obtained by identifying thelattice two-dimensional code by the user terminal to obtain the recognition number of the corresponding unpaid prescription, obtaining the total amount of the unpaid prescription and displaying the total amount of the unpaid prescription through the user terminal so as to enable the patient to quickly complete payment.

The present invention belongs to the technical field of electronic signatures, and in particular relates to an electronic signature device which aims to solve the technical problems that the existing electronic signature device is relatively thick, is inconvenient in carrying and can enable a magnetic stripe bank card to be demagnetized easily after being put into a wallet . A card-shaped first shell, a first circuit board and a first interface are assembled together to form a main body; a second shell, a second interface and a third interface are assembled together to form a connecting head; when the first interface and the second interface are plugged with each other, the connecting head is fixedly connected to the main body; and meanwhile, the third interface is in communication connection with the first circuit board by virtue of through connection of the first interface and the second interface, and can be connected with a terminal device by virtue of a data wire inserted into the third interface so as to realize data interchange and charging. The thickness of the electronic signature device is equivalent to that of a bank card, so that the electronic signature device can be put into the wallet, is convenient in carrying, and can realize mobile payment at all times and places. Moreover, the electronic signature device does not have a magnetic adsorption structure adopted by the existing electronic signature device, thereby avoiding a demagnetization condition of the magnetic stripe bank card when the electronic signature device is put into the wallet.

The invention provides a tax refund method, a tax refund platform and a tax refund system. The tax refund method includes a user identification information generation step to generate user identification information and send it to a user terminal device for display; The preset service fee ratio of the tax refund method is used to model the tax refund calculation; after the merchant terminal device collects the user identification information, the product information of the target product is input into the tax refund calculation model, and the calculation result of the model is calculated; the synchronous information generation step generates a tax refund link synchronization page And send it to the merchant's terminal device and the user's terminal device; the tax refund order generation processing step generates a tax refund order corresponding to the user identification information and model calculation results, and performs tax refund according to the collected tax refund method pre-selected in the user's terminal device. The method is quick and easy, and the working efficiency is improved. All tax refund work is done online, which saves a lot of space rent and personnel costs.

Disclosed is a mobile phone subscriber identity card based on multichannel digital certification of a mobile payment, comprising: a card body and an in-card circuit integrated in the dimensional space of the card body. The in-card circuit comprises an MCU security chip. One or more digital authentication certificates are stored in the MCU security chip, and a digital certificate authentication processing module used for processing an authentication process of the digital authentication certificate is provided therein. The in-card circuit also comprises a data link used for transmitting data of the digital authentication process. The digital authentication certificate processing module of the MCU security chip is connected to a mobile phone terminal through the data link and is connected to a third-party authentication mechanism through a network resource of the mobile phone terminal in an on-line manner, so as to conduct authentication of the digital certificate. The mobile payment performed by the mobile phone subscriber identity card using the mobile phone terminal cannot be limited by telecommunication operators and financial banks, but can be commanded by a subscriber himself / herself, thereby achieving the purpose of realizing the mobile payment of various purchases securely, rapidly and conveniently.

The invention provides a smart card, comprising an interface unit, a control unit and an intelligent integrated circuit unit, wherein the interface unit comprises a first interface module and a second interface module, the first interface module is communicated with a host for accommodating a storage card, and a second interface module is communicated with the storage card; the control unit receives a host signal stream from the host via the first interface module, identifies a first signal, which is sent to the intelligent integrated circuit unit, in the host signal stream, and sends the first signal to the intelligent integrated circuit unit; the intelligent integrated circuit unit is communicated with the control unit and receives the first signal from the control unit; the first interface module and the second interface module are interconnected, the host sends a second signal, which is sent to the storage card, in the host signal stream to the storage card via the first interfacemodule and the second interface module. The invention further provides a terminal comprising the smart card. According to the embodiment of the invention, the smart card can be used for any host having insertion-type storage card so as to realize the function of mobile payment.

The invention discloses a charging equipment management method based on mobile WiFi. The battery pack, the battery management system and the charging pile respectively transmit the battery pack data, the battery management system data and the charging pile data to the communication server through the mobile WiFi module, and the communication server sends the data to the communication server. The battery pack data, battery management system data and charging pile data are transmitted to the application server, WEB server and data server, the mobile client communicates with the application server, the IE client communicates with the WEB server, and the IE client realizes fault diagnosis, remote control and remote control. Upgrade, the mobile client realizes mobile payment, order inquiry services, and realizes the intelligence and informatization of charging equipment.

The invention discloses a method and a device for sending and receiving command information. The method for sending the command information comprises the steps as follows: obtaining a first audio signal which carries first command information and / or second command information and is output by an audio interface of a mobile terminal, wherein the first command information is used for instructing a receiving device to execute an operation corresponding to the first command information, and the second command information is used for instructing sending of the first command information to the receiving device; according to the obtained first audio signal, generating a first transmission signal carrying the first command information and sending the first transmission signal to the receiving device, wherein the first transmission signal is an optical signal or an acoustic signal. According to the method and the device, the technical problem that existing optical communication methods are hard to be compatible with mobile terminals with different models is solved.

The invention discloses an E-wallet system payment method based on time synchronization. The E-wallet setting steps include (a) a program is connected and operates, (b) a character password is set, (c) a time synchronization seed secret key is generated, (d) the time synchronization seed secret key is encrypted, (e) the character password is encrypted, (f) a private data file is generated, and (g) setting is finished. The payment method includes the steps that (1) equipment is connected, (2) the password is input, (3) the password is checked, (4) the private data file is obtained, (5) payment is performed, (6) a six-bit dynamic number is generated, (7) the dynamic number is checked, (8) the secret key is decrypted, (9) account transferring and authorization are carried out, (10) account transferring records are stored, and (11) payment is finished. According to the payment method, fund safety of an E-wallet is improved in a time synchronization digital command mode, the E-wallet can be effectively moved for use due to the USB storage mode, and users can use the E-wallet for collection and payment conveniently and safely.

The invention provides an SD (secure digital memory) card. The SD card comprises a controller, a smart card chip, a memory and a metamaterial RF (radio frequency) antenna, wherein the smart card chip and the memory are respectively connected with the controller; the metamaterial RF antenna is connected with the smart card chip and comprises a dielectric substrate, a first metal sheet and a second metal sheet; the first and second metal sheets are adhered to the two opposite surfaces of the dielectric substrate; a first feeder is arranged around the first metal sheet; a second feeder is arranged around the second metal sheet; the first and second feeders are respectively fed into the first and second metal sheets by way of coupling; a first microgroove structure and a second microgroove structure are formed on the first and second metal sheets respectively; and the first feeder is electrically connected with the second feeder. The SD card has the following beneficial effects: due to adoption of the metamaterial RF antenna easy to miniaturize, the SD card can realize such functions as mobile payment, without being limited by operators, and is beneficial to cost saving and large scale application.

The invention discloses an intelligent wallet with a mobile payment function. The intelligent wallet comprises a circuit board arranged in a wallet body. The circuit board is provided with a NFC chip used for payment interaction with a NFC payment terminal, a fingerprint recognition module used for fingerprint recognition during mobile payment, and a MCU processor connected with the NFC chip and the NFC payment terminal and used for verifying fingerprint information recognized by the fingerprint recognition module and for controlling payment interaction between the NFC chip and the NFC payment terminal after verification. The intelligent wallet provided by the invention has the mobile payment function since the NFC chip and the fingerprint recognition module are arranged in the wallet; during mobile payment, the wallet approaches a payment mobile induction unit, verification is carried out via the fingerprint recognition module, and payment is completed if fingerprint is correct according to verification results; and as the NFC chip and fingerprint recognition are cooperatively employed for accomplishing mobile payment, security of payment is improved, and convenience is provided for users.

An electronic signature apparatus comprises a card-shaped housing (11), a main body (10) formed by assembling a first circuit board and a first interface (13), a second housing (21), and a connector (20) formed by assembling a second interface (24) and a third interface (25). When the first interface (13) and the second interface (24) are connected via an insertion connection, the connector (20) is connected and fixed to the main body (10). The third interface is adapted, via the first interface (13) and the second interface (24), to the first circuit board to establish a communication connection therewith, and a data line inserted into and disposed on the third interface (25) enables a connection with a terminal apparatus to realize data exchange and charging. The electronic signature apparatus has a thickness equal to that of a bank card and thus can be put in a purse and carried conveniently, thereby realizing mobile payments anytime and anywhere. Moreover, a magnetic attraction structure is adopted to prevent the electronic signature apparatus from being demagnetized by a bank card when placed in a purse, and such a feature has not been disclosed in the prior art.