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NFC mobile payment method and system thereof

A mobile payment and payment card technology, applied in the field of wireless communication, can solve problems such as the limitation of payment methods, and achieve the effect of reducing the number of cards held, providing a good consumer experience, and meeting consumer demand.

Inactive Publication Date: 2016-08-17
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the NFC device of this solution realizes mobile payment through the tag circuit. Its NFC device can only store one tag information, that is, it can only store the card information of one card. One NFC device can only be associated with one card, and different card information cannot be used. Complete the payment, the payment method is limited

Method used

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  • NFC mobile payment method and system thereof
  • NFC mobile payment method and system thereof
  • NFC mobile payment method and system thereof

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0075] Please refer to figure 1 and figure 2 , the present embodiment provides an NFC mobile payment system, including:

[0076] An intelligent mobile terminal 1 with an earphone jack and an NFC device 3 with an earphone plug; the earphone jack and the earphone plug are compatible, and in order to be better compatible with most of the intelligent mobile terminals 1 on the market, the earphone is preferred What the plug adopts is an earphone interface compatible circuit 34, that is, the earphone jack is a general earphone jack; the earphone plug is communicatively connected with the earphone jack;

[0077] The smart mobile terminal 1 may be a smart phone, a tablet or other smart mobile devices equipped with earphone plugs. In the present invention, there is no need to change the internal circuit structure of the intelligent mobile terminal 1, only need to use its earphone interface circuit 11 to connect the peripheral NFC device 3, and then cooperate with the software functi...

Embodiment 2

[0090] This embodiment is a further extension on the basis of Embodiment 1; in order to ensure that the NFC mobile payment process has higher security, the NFC mobile payment system of this embodiment also has a security status detection function, specifically, through the following implementation:

[0091] Smart mobile terminal 1 also includes:

[0092] The second sending module 16 is used to send a safety detection signal to the CPU central processing module 31 of the NFC device 3 before sending the card information to the NFC device, or after the NFC device 3 is powered on, to detect whether the security module of the NFC device 3 is illegal. attack;

[0093] The second judging module 13 is used to judge whether the NFC device is subjected to a security attack according to the security status signal; after the smart mobile terminal 1 sends the security monitoring signal to the NFC device 3, it will receive the feedback security status signal and pass the security status si...

Embodiment 3

[0100] This embodiment is a further extension on the basis of Embodiment 2, and the similarities will not be described repeatedly. The difference is:

[0101] The intelligent mobile terminal 1 also includes:

[0102] The third sending module 17 is used to send the power-on control signal to the NFC device 3;

[0103] The battery module 21 is used to provide power for the smart mobile terminal, and the common one is a rechargeable lithium-ion battery;

[0104] The CPU central processing module 31 of the NFC device 3 is also used to control the NFC device 3 to start after receiving the boot control signal; the smart mobile terminal 1 is controlled to open the NFC device 3 through the above-mentioned realization;

[0105] Antenna 32 is used to sense the radio frequency field sent by the NFC polling device, and establish a communication connection relationship with the NFC polling device; specifically, after the NFC device 3 enters the card simulation mode of operation, it is reg...

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Abstract

The invention provides an NFC mobile payment method and a system thereof. The method includes the following steps: an NFC device and a smart mobile terminal establish a communication link through an earphone interface; the smart mobile terminal selects a payment card; the smart mobile terminal determines whether the NFC device stores card information of the payment card; if the NFC device stores card information of the payment card, the NFC device simulates the payment card for payment operation; if the NFC device does not store card information of the payment card, the smart mobile terminal transmits the card information of the payment card to the NFC device; the NFC device writes in the card information and simulates the payment card for payment operation. According to the invention, the method, through a universal earphone interface in external connection to the NFC device, enables the smart mobile terminal to have an NFC mobile payment function. The method at the same time supports invoking usage among a plurality of payment cards. The system effectively reduces cards held by a user, meets consumption demand of the user, and brings plenty of benefits to the user and better consumption experience.

Description

technical field [0001] The invention relates to the field of wireless communication, in particular to an NFC mobile payment method and system thereof. Background technique [0002] NFC near-field communication technology is a short-range wireless communication technology, which is a new technology based on the fusion and evolution of radio frequency identification (RFID) and Internet technology. It integrates a contactless card reader, a contactless smart card and point-to-point functions, and can establish a connection between devices within a range of about 20cm. The current transmission rate can reach up to 424Kbit / s, and it is still improving. [0003] The NFC device mainly provides two working modes. The first is the active mode. In this mode, the NFC device is used as a card reader and actively sends out radio frequency signals to identify and read / write other NFC devices, such as applied to POS machines; the second One is the passive mode, that is, the card simulatio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/3278G06Q20/326
Inventor 林心宇曹小苏
Owner FUJIAN LANDI COMML EQUIP CO LTD
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