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Mobile payment method, device and system

A mobile payment and mobile terminal technology, applied in the direction of payment architecture, equipment, data processing applications, etc., can solve the problems of cumbersome payment process and achieve the effect of simple payment process

Active Publication Date: 2015-12-09
BEIJING INSPIRY XINCHUANG TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, when users make mobile payments at merchants, they need to manually open the virtual wallet in the mobile terminal, and perform a series of operations such as inputting payment instructions and confirming payment in the virtual wallet to complete the payment action. The payment process is relatively cumbersome.

Method used

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  • Mobile payment method, device and system
  • Mobile payment method, device and system
  • Mobile payment method, device and system

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Embodiment Construction

[0023] In order to make the purpose, technical solution and advantages of the present invention clearer, the technical solution of the present invention will be described in detail below in conjunction with the accompanying drawings and embodiments.

[0024] see figure 1 , figure 1 It is a schematic diagram of a mobile payment system according to an embodiment of the present invention. The system includes: an accepting device, a mobile terminal, and an information server. Make the mobile terminal perceive the existence of the machine at the accepting end; when the mobile terminal senses the machine at the accepting end and measures the distance between the two within a certain range, it obtains from the information server the payment information applicable to the mobile payment made by the mobile terminal user to the machine at the accepting end , provide the payment information to the machine tool at the accepting end, so that the machine tool at the accepting end sends the ...

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Abstract

The invention provides a mobile payment method, device and system. The technical scheme is that an acceptance terminal machine transmits broadcasting information; a mobile terminal receives the broadcasting information and measuring the distance between the mobile terminal and the acceptance terminal machine; the user information of the acceptance terminal machine in the broadcasting information and the user information of the mobile terminal in the broadcasting information are transmitted to an information server when the distance between the mobile terminal and the acceptance terminal machine is less than a preset distance; the information server confirms the information of a payment card for mobile payment of a mobile terminal user to the acceptance terminal machine user, and returns the information to the mobile terminal; the mobile terminal enables the information of the payment card to be supplied to the acceptance terminal machine; and the acceptance terminal machine obtains the information of the payment card, and transmits the information of the payment card to a transaction system, so as to complete the mobile payment. The method, device and system can simplify the payment process.

Description

technical field [0001] The present invention relates to mobile payment technology, in particular to a mobile payment method, device and system. Background technique [0002] Mobile Payment (MobilePayment) refers to a commercial transaction between the parties to a transaction for a certain kind of goods or services, using a mobile terminal as a carrier, and realizing a commercial transaction through a mobile communication network. [0003] At present, when users make mobile payments at merchants, they need to manually open the virtual wallet in the mobile terminal, and perform a series of operations such as inputting payment instructions and confirming payment in the virtual wallet to complete the payment action. The payment process is relatively cumbersome. Contents of the invention [0004] In view of this, the object of the present invention is to provide a mobile payment method, device and system, which can simplify the payment process. [0005] In order to achieve th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/16
CPCG06Q20/16G06Q20/3224
Inventor 尹腾飞王越
Owner BEIJING INSPIRY XINCHUANG TECH
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