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6 results about "Financial transfer" patented technology

A secure system for identity fragment cross dynamic verification

PendingCN122457265APasswordSoftware engineering
The application discloses a kind of security systems of identity fragment cross dynamic verification, it is related to network security verification technical field.System includes verification request module, fragment extraction module, dynamic combination module, session security module, verification feedback module, salted hash preprocessing module, equipment environment detection module and dynamic rule synchronization algorithm module.By extracting mobile phone number and identity card fragment and carrying out irreversible de-identification processing, cross combination is generated according to dynamic rule Verification password, combined with unique session identifier and end-side encryption realizes one-time security verification.The application does not store complete identity information, can dynamically switch verification rule, has the advantages such as anti-fraud, anti-cracking, data compliance, full-scene application, etc., and is suitable for financial transfer, e-commerce, government affairs, online car-hailing, points mall and other high-security demand scenes.
Owner:赵锋利

Fingerprint signature authenticator

ActiveCN309925520SComputer hardwareS/KEY
1. Name of the product in this design: Fingerprint Signature Authentication Device. 2. Purpose of this design: This design is used for fingerprint signature authentication devices for financial transfers. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.
Owner:HEBEI COLLEGE OF SCI & TECH

Multi-terminal cashier system and method

The invention provides a multi-terminal cashier system, and belongs to the technical field of communication, the multi-terminal cashier system comprises a terminal sales end and a background management end, the terminal sales end comprises a double-screen all-in-one machine, a user equipment end and a self-service terminal; the background management end comprises a promotion module, a commodity module, an order module and a settlement module, the promotion module is used for storing promotion rules and executing rule calculation, the commodity module is used for commodity management and inventory management, the order module is used for creating orders and managing sales delivery, and the settlement module is used for settlement. The settlement module is used for creating a payment order, paying an order and processing financial transfer; through API interface communication, real-time data synchronization of the terminal sales end and the background management end is realized. By constructing a real-time data synchronization architecture of the multi-terminal sales terminal and the background management terminal, the technical problems of non-cooperative interaction of multiple terminals, low calculation efficiency of promotion rules, long fund settlement period and the like in an existing retail cashier system are solved.
Owner:SHANDONG INSPUR DIGITAL BUSINESS TECHNOLOGY CO LTD

Biometric authenticated financial transfers

A payment system is provided for transferring a financial amount between two parties. The first party captures a biometric characteristic like a facial image of the second party. The first party then sends the captured biometric characteristic to a transaction processor. The transaction processor then compares the biometric characteristic with a stored copy of the biometric characteristic which is also associated with the second party. The first party then receives an authentication message indicating that the biometric characteristic matches the stored copy of the biometric characteristic. In response to the authentication message, the first party then authorizes a transfer of a financial amount from the first party to the second party.
Owner:MASTERCARD INT INC

Biometric authenticated financial transfers

A payment system is provided for transferring a financial amount between two parties. The first party captures a biometric characteristic like a facial image of the second party. The first party then sends the captured biometric characteristic to a transaction processor. The transaction processor then compares the biometric characteristic with a stored copy of the biometric characteristic which is also associated with the second party. The first party then receives an authentication message indicating that the biometric characteristic matches the stored copy of the biometric characteristic. In response to the authentication message, the first party then authorizes a transfer of a financial amount from the first party to the second party.
Owner:MASTERCARD INT INC

Systems, methods and computer program products for orchestrating payment systems for cross-border payments

PendingUS20260253134A1TelecommunicationsPayment system
Methods, systems, and computer program products are provided for orchestrating financial transfer systems for cross-border payments. A cross-border settlement orchestrator receives an electronic payment message from a first financial transfer system and sends the electronic payment message to a first facilitator system The cross-border settlement orchestrator also converts the electronic payment message, which is sent to a second facilitator system and a second financial transfer system The cross-border settlement orchestrator further receives an electronic response message from the second financial transfer system in response to the converted electronic payment message. In turn, the cross-border settlement orchestrator sends an electronic settlement confirmation message to the second facilitator system. The cross-border settlement orchestrator further sends the electronic response message to the first financial transfer system and another electronic settlement confirmation message to the first facilitator system confirming settlement of a cross-border payment.
Owner:CLEARING HOUSE PAYMENTS CO LLC +1