Method for financial transaction behavior risk avoidance

Abstract

The invention discloses a method for financial transaction behavior risk avoidance. The method includes the following steps of: setting an interactive interface for a user to retrieve financial data of a current transaction behavior; and extracting, by a financial server, associated financial data from a database according to retrieved information and sending the same to a risk evaluation module; generating, by a financial management module, corresponding asset management data and sending the same to the risk evaluation module; calculating, by the risk evaluation module, the transaction behavior including at least one of sale, purchase, retention, transaction time and place, and amount; sending at least one of the transaction behavior to a transaction execution department and completing the current transaction behavior with the user through the interactive interface. The method evaluates the risk of each transaction in advance, automatically generates transaction steps that can avoid a transaction risk according to the result of the risk evaluation and executes the transaction behavior, and greatly improves the feasibility and the necessity of the risk evaluation.

Description

technical field [0001] The invention relates to the technical field of financial management, in particular to a method for avoiding risks in financial transaction behaviors. Background technique [0002] For large businesses, financial management is critical. Traditional financial management is carried out through common financial management methods such as paper-based "bookkeeping", "checkout" and "audit". At present, the arrangement of these financial data and subsequent verification are completed by financial personnel. It is time-consuming and laborious to search and find relevant financial data in the financial documents, the work efficiency is low, and it is prone to missing or wrong situations in financial transactions, which may lead to greater risks for this transaction, and each transaction All behaviors will bear certain risks. How to avoid these risks and reduce financial losses is a more troublesome issue. [0003] Therefore, in order to solve the above-mentio...

AI Technical Summary

Problems solved by technology

Traditional financial management is carried out through common financial management methods such as paper-based "bookkeeping", "checkout" and "audit". At present, the arrangement of these financial data and subsequent verification are completed by financial personnel. It is time-consuming and laborious to search and find relevant financial data in the financial documents, the work efficiency is low, and it is prone to missing or wrong situations in financial transactions, which may lead to greater risks for this transaction, and each transaction All behaviors will bear certain risks. How to avoid these risks and reduce financial losses is a more troublesome issue.

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