The invention discloses a credit risk assessment system and method based on weak variable data. The credit risk assessment system comprises an original data platform, a data management platform, a risk control model platform, a small bank score model, a personal qualification assessment module, an address information verification assessment module, an operator information checking assessment module and a payment consumption assessment module. The system depends on a big data intelligent analysis platform and an eagle eye decision engine risk control system independently researched and developed by our company. By combining a big data index real-time calculation function, data modeling and a risk control strategy and cooperating with a plurality of related credit agencies in the industry, the system does not depend on a central bank credit report and strong feature data; the mass weak variable feature data are analzyed, the applicant qualification is reasonably evaluated, the risk is effectively avoided, meanwhile, the client audit passing rate is increased, and the client false killing rate is reduced.