Payment control method based on geographical location, and terminal

A payment terminal and geographic location technology, which is applied in the field of communications to protect personal and property safety and improve payment security.

Inactive Publication Date: 2018-02-02
GUANGDONG XIAOTIANCAI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The embodiment of the present invention discloses a geographical location-based payment control method and terminal, which are used to solve the disadvantages that may occur when students use mobile payment in the prior art, so as to improve the security of mobile payment for students

Method used

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  • Payment control method based on geographical location, and terminal
  • Payment control method based on geographical location, and terminal
  • Payment control method based on geographical location, and terminal

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0054] See figure 1 , figure 1 It is a schematic flow diagram of a geographic location-based payment control method disclosed in an embodiment of the present invention; figure 1 As shown, a geographic location-based payment control method may include:

[0055] 101. The payment terminal monitors the payment instructions received by the built-in mobile payment application.

[0056] It can be understood that after binding the matching mobile payment application of the control terminal with the mobile payment application of the payment terminal, the payment terminal can directly complete the payment through the built-in mobile payment application. The login account of the mobile payment application built in the payment terminal It is consistent with the login account of the matching mobile payment application of the control terminal.

[0057] The payment terminal detects the opening operation of the mobile payment application and opens the mobile payment application; further detects the ...

Embodiment 2

[0081] See figure 2 , figure 2 It is a schematic diagram of another process of a geographic location-based payment control method disclosed in an embodiment of the present invention; figure 2 As shown, a geographic location-based payment control method may include:

[0082] 201. The payment terminal monitors the payment instructions received by the built-in mobile payment application.

[0083] It can be understood that after binding the matching mobile payment application of the control terminal with the mobile payment application of the payment terminal, the payment terminal can directly complete the payment through the built-in mobile payment application. The login account of the mobile payment application built in the payment terminal It is consistent with the login account of the matching mobile payment application of the control terminal.

[0084] As an optional implementation, before the payment terminal monitors the payment instructions received by the built-in mobile payme...

Embodiment 3

[0099] See image 3 , image 3 Is a schematic structural diagram of a terminal disclosed in an embodiment of the present invention; image 3 As shown, the terminal is bound to the control terminal, and the built-in mobile payment application of the terminal is bound to the matching mobile payment application in the control terminal. The terminal may include:

[0100] The monitoring unit 310 is used to monitor the payment instructions received by the built-in mobile payment application;

[0101] The location obtaining unit 320 is configured to obtain the current geographic location;

[0102] The location judging unit 330 is used to judge whether the current geographic location is within the unrestricted payment geographic range, and the unrestricted payment geographic range is set by the control terminal;

[0103] The payment execution unit 340 is configured to execute the payment instruction when the location determination unit 330 determines that the current geographic location is wit...

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PUM

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Abstract

An embodiment of the invention relates to the field of communication technologies, and discloses a payment control method based on a geographical location, and a terminal. The payment control method comprises the steps of: monitoring a payment instruction received by a built-in mobile payment application by means of a payment terminal; acquiring a current geographical location; judging whether thecurrent geographical location is within an unrestricted payment geographical range; and executing the payment instruction when the current geographical location is within the unrestricted payment geographical range. By implementing the payment control method based on the geographical location, mobile payment is subjected to geographical payment restriction, thus the payment security is improved,and the personal and property safety of student users are protected.

Description

Technical field [0001] The present invention relates to the field of communication technology, in particular to a geographic location-based payment control method and terminal. Background technique [0002] Mobile payment is accepted and loved by the majority of users. It is a relatively convenient and fast payment method in people’s daily life. It even gradually penetrates into the student population. Common mobile payments such as Wechat payment and Alipay launched by Tencent Baba launched Alipay payment and UnionPay online payment. However, parents have certain concerns about students' use of mobile payment, worry that students spend money indiscriminately, and even worry about unsafe things such as being deceived. Summary of the invention [0003] The embodiment of the present invention discloses a geographical location-based payment control method and terminal, which are used to solve the problems that may arise when students use mobile payment in the prior art, so as to imp...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40H04W4/021
CPCG06Q20/3224G06Q20/40145G06Q20/403H04W4/021
Inventor 王强
Owner GUANGDONG XIAOTIANCAI TECH CO LTD
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