Mobile payment system and implementation method based on virtualization of social security card

Abstract

The invention discloses a mobile payment system and an implementation method based on virtualization of a social security card. The mobile payment system comprises a social security card management system, a social security card key management system, a social security card virtualization management system, a virtualization APP, virtualization business application, a recognition terminal, a medical insurance system and a financial institution system. The social security card management system manages social security entity cards; the social security card key management system provides a key for encrypting a virtual card; the social security card virtualization management system manages services such as providing application and generating the virtual card for the insured who already has the entity card; the virtualization APP provides the mobile service of the virtual card; the virtualization business application provides computer-side virtual card service; the recognition terminal recognizes two-dimensional codes and interacts with background application; the medical insurance system and the financial institution system provide settlement service. The mobile payment system disclosed by the invention has the advantages that integration of online and offline social security card service is realized and the service flow is optimized; the two-dimensional codes are safer to use; the mobile payment system is used for online service instead of the entity card and has the advantages of low cost and high efficiency.

Description

technical field [0001] The present invention relates to the field of social security cards, in particular to a mobile payment system and implementation method based on virtualization of social security cards Background technique [0002] The social security card, as a certificate for the masses to participate in insurance, has 102 applications such as personal payment declaration, insurance registration, personal rights inquiry, and benefit collection. Take, consume, etc. The existing social security card is in the form of a card, which brings a lot of inconvenience to the use of the social security card. For example, if you forget to bring the card, you will not be able to handle related businesses; [0003] In the patent [CN201610749122], a resident health card based on physical card virtualization method and system platform is proposed, which is characterized by: including a resident health card management cloud platform, a resident health card service platform, a health...

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