Card reader terminal with external contactless antenna

A non-contact, card reader technology, used in instruments, computer parts, record carriers used by machines, etc., can solve the problem of difficult access to the click area of ​​the card reader

Inactive Publication Date: 2018-09-28
PAYPAL INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] However, the click zone located on the card reader may be difficult to reach because the antenna may be positioned such that the center of the click zone is, for example, the center of the keypad for security or implementation reasons.

Method used

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  • Card reader terminal with external contactless antenna
  • Card reader terminal with external contactless antenna
  • Card reader terminal with external contactless antenna

Examples

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Embodiment Construction

[0023] Aspects of the present disclosure will be described more fully hereinafter with reference to the accompanying drawings. Apparatus disclosed herein may, however, be embodied in many different forms and should not be construed as limited to the aspects set forth herein. Like numbers refer to like elements throughout the drawings.

[0024] The terminology used herein is for describing certain aspects of the present disclosure only, and is not intended to limit the present disclosure. As used herein, the singular forms "a", "an", and "the" are intended to include the plural forms as well, unless the context clearly dictates otherwise.

[0025] figure 1 Contactless payment is shown. figure 1 An arrangement comprising a card reader terminal 10 and a contactless payment card 30 is shown. The card reader terminal 10 may be a conventional POS terminal or may be a so-called mPos (ie mobile point of sale).

[0026] A point-of-sale terminal (POS terminal) is an electronic devi...

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PUM

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Abstract

The disclosure pertains to the field of secure electronic payments. More particularly the disclosure relates to a secure arrangement for performing secure contactless payments, comprising an externalcontactless card reader comprising a short-distance communication antenna. According to one aspect a secure arrangement for performing secure contactless payments is presented. The secure arrangementcomprises a card reader terminal comprising a secure controller (17) configured for performing financial transactions,wherein the secure controller (17) is located in a secure area (19) within the card reader terminal (10), an external contactless card reader (20) comprising a short-distance communication antenna (21) configured for converting an electromagnetic signal comprising card data, received from a contactless payment card (30), into an analogue signal and a feed line configured for transferring the analogue signal between the external contactless card reader (20) and the card reader terminal. The secure area in the card reader terminal comprises an A/D converter (151) for digitizing the analogue signal to a digital signal that can be processed by the secure controller (17), withinthe secure area.

Description

technical field [0001] The present disclosure relates to the field of secure electronic payments. More specifically, the present disclosure relates to a security device that utilizes an external contactless card reader to perform secure contactless payments. Background technique [0002] In today's commerce, merchants often utilize so-called point-of-sale (POS) devices, including mobile POS, mPOS devices, to process financial transactions, in particular, credit card payments. [0003] POS terminals are usually wired to the cash register and to an Internet connection. Some terminals handle chip cards. In such a terminal, a card is inserted into the terminal and the user enters a personal identification number (PIN) on the terminal's keypad. Other terminals handle magnetic stripe cards. In this type of terminal, the card is swiped through the slot. [0004] More recently, POS terminals have also provided support for payments using short-range wireless technologies such as...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K7/10
CPCG06K7/10316G06K7/10257G06F21/86G06K7/0008G06K7/10G06K19/0723G06Q20/352G07F7/0893G06K7/10297G06Q20/327G06Q20/401
Inventor 丹尼尔·伯恩浩克
Owner PAYPAL INC
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