Property right vehicle multi-state insurance charging system based on Internet-of-things

A billing system, multi-state technology, applied in the field of the Internet of Things, can solve problems such as unreasonable auto insurance billing, achieve fair and reasonable billing methods, reasonable design, and improve user experience.

Pending Publication Date: 2019-11-05
HANGZHOU FOREST TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to aim at the defects and deficiencies of the prior art, and provide a multi-state insurance billing system for property rights vehicles based on the Internet of Things, which can solve the technical problem of unreasonable auto insurance billing in the prior art

Method used

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  • Property right vehicle multi-state insurance charging system based on Internet-of-things
  • Property right vehicle multi-state insurance charging system based on Internet-of-things

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Embodiment Construction

[0022] see Figure 1-Figure 2 As shown, the technical solution adopted in this embodiment is:

[0023] A multi-state insurance billing system for property rights vehicles based on the Internet of Things, which includes a central server 1 for receiving user identity information, static time and running time of property rights vehicles, insurance information and contracts of insurance companies; calculating the running time of property rights vehicles Generated insurance costs, compare the generated insurance costs with the costs in the insurance application information, and feed back the results to the insurance agency terminal and the insurance terminal; the insurance terminal 2 transmits the insurance records and insurance contracts of the property rights vehicles to the central server The insurance agency terminal 3 receives the information from the central server, and transmits the user's identity information and corresponding insurance fees to the insurance terminal and th...

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Abstract

The invention discloses a property right vehicle multi-state insurance charging system based on Internet-of-things, and relates to the technical field of the Interent-of-things. The system comprises acentral server which is used for receiving identity information, the static time of a vehicle, insurance information and a contract, the cost generated by the running time of the vehicle is calculated, and a result is fed back; an insurance terminal which transmits the vehicle insurance record and the insurance contract to the central server; an insurance proxy terminal which is used for receiving the information of the central server and transmitting the user identity information and insurance premium to the insurance terminal and the central server; a vehicle recorder which is mounted on the vehicle and used for recording identity information of the vehicle, parking time of the property right vehicle and running time of the property right vehicle; and a client terminal which is used forreceiving the related insurance expense use condition of the central server, paying and feeding back payment information to the central server. The method is reasonable in design, the automobile insurance expense can be charged according to the actual use condition of the automobile of the user, the charging mode is fair and reasonable, and the user experience is effectively improved.

Description

technical field [0001] The invention relates to the technical field of the Internet of Things, in particular to a property vehicle multi-state insurance billing system based on the Internet of Things. Background technique [0002] With the development of Internet of Things technology, intelligent production, intelligent management and intelligent services can be realized through Internet of Things technology in various industries, bringing great convenience to people's production and life. Among them, smart transportation is based on the concept of wisdom, dialectical thinking, and the use of modern information technology as a means to comprehensively improve traffic management and service levels. Its outstanding feature is to provide diverse services for traffic participants with the collection, processing, release, exchange, analysis, and utilization of information as the main line. [0003] In today's developed cities, cars have become one of the routine and necessary me...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q30/02
CPCG06Q40/08G06Q30/0284
Inventor 王心阳陈鑫瑞
Owner HANGZHOU FOREST TECH
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