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Credit contract processing method and device

A processing method and technology of a processing device, applied in the field of data processing, can solve the problems of lack of high-quality credit data and low enthusiasm

Active Publication Date: 2020-08-14
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in this mode, the credit maintenance of the credit platform only involves the user side, and merchants are less motivated to transfer data to the credit platform, and there is a lack of mechanism for generating high-quality credit data, which has certain defects

Method used

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  • Credit contract processing method and device
  • Credit contract processing method and device
  • Credit contract processing method and device

Examples

Experimental program
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Embodiment Construction

[0086] In the following description, numerous specific details are set forth in order to provide a thorough understanding of the application. However, the present application can be implemented in many other ways different from those described here, and those skilled in the art can make similar promotions without violating the connotation of the present application. Therefore, the present application is not limited by the specific implementation disclosed below.

[0087] Terms used in one or more embodiments of this specification are for the purpose of describing specific embodiments only, and are not intended to limit one or more embodiments of this specification. As used in one or more embodiments of this specification and the appended claims, the singular forms "a", "the", and "the" are also intended to include the plural forms unless the context clearly dictates otherwise. It should also be understood that the term "and / or" used in one or more embodiments of the present sp...

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Abstract

A credit agreement processing method and a device. The credit agreement processing method comprises: acquiring a joining request for joining a credit project, the request being submitted by an inviting user (S102); determining, according to a project type of the credit project in the joining request, a credit agreement template corresponding to the project type (S104); generating an agreement offer sheet according to the credit agreement template and an agreement-signing instruction submitted by the inviting user for the credit agreement template (S106); inviting, by means of pushing the agreement offer sheet to an invitation-receiving user, the invitation-receiving user to join the credit project (S108); and if an agreement-acceptance instruction submitted by the invitation-receiving user for the agreement offer sheet is received, generating, on the basis of the agreement offer sheet, a credit agreement having the inviting user as an agreement-offering party and the invitation-receiving user who has submitted the agreement-acceptance instruction as an agreement-accepting party (S110). The credit agreement processing method protects the right of parties joining a credit project, and improves the reliability of the credit project, thereby improving user engagement with the credit project and facilitating credit project promotion and a comprehensive credit system.

Description

technical field [0001] The present application relates to the technical field of data processing, in particular to a credit contract processing method. The present application also relates to a credit contract processing device, a computing device, and a computer-readable storage medium. Background technique [0002] With the continuous development of Internet technology, users pay more attention to credit, and the establishment and improvement of the credit system is also in progress. Credit platforms that provide users with various credit services have emerged as the times require. Many credit platforms provide users with Various credit-based services such as credit leasing, credit loan repayment, and credit trial. [0003] At present, in the process of users using the credit service provided by the credit platform, a credit closed-loop model is formed between the user, the merchants that the credit platform provides the user with item information leasing or borrowing, an...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q30/06G06Q50/26
CPCG06Q30/0609G06Q30/0645G06Q50/26
Inventor 李杰
Owner ADVANCED NEW TECH CO LTD
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