Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

A nb-iot-based car insurance duration billing device and reliability processing method

A billing device and reliability technology, applied in the field of reliability processing, can solve the problem of not giving and determining the method of auto insurance billing, etc., and achieve the effect of improving the success rate

Active Publication Date: 2021-10-01
郑州威科姆科技股份有限公司
View PDF13 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The invention patent with the patent application number CN201811532407.3 discloses a driving recorder, a car insurance claim settlement method and a car insurance claim settlement service system. The driving data of the vehicle is recorded through the driving recorder, but the document mainly provides information on how to determine the damage of the car. Basis, does not give how to determine the method of car insurance billing according to the driving time

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • A nb-iot-based car insurance duration billing device and reliability processing method
  • A nb-iot-based car insurance duration billing device and reliability processing method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0035] The present invention will be described in further detail below with reference to the accompanying drawings and specific embodiments.

[0036] It should be noted that the following detailed description is exemplary and intended to provide further explanation of the application. Unless otherwise defined, all technical and scientific terms used herein have the same technical meaning as commonly understood by one of ordinary skill in the art to which this application belongs.

[0037] It should be noted that the terminology used herein is for the purpose of describing specific embodiments only, and is not intended to limit the exemplary embodiments according to the present application. As used herein, unless the context clearly dictates otherwise, the singular is intended to include the plural as well, and it should also be understood that when the terms "comprising" and / or "including" are used in this specification, it indicates that There are features, steps, operations...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a NB-IoT-based auto insurance duration billing device and reliability processing method, which includes an MCU, a power module connected to the MCU, a communication module, a GNSS satellite positioning module, and a vibration detection module, wherein the power module is The auto insurance duration billing device provides electric energy, the communication module provides the communication work between the auto insurance duration billing device and the outside, the GNSS satellite positioning module marks the start and stop time of the engine and calculates the vehicle position, and the communication module drives the vehicle through the NB‑IoT network The duration, location and time are reported to the vehicle insurance platform. In the present invention, the data is thinned, packaged and reported, and the success rate of data reporting is improved without increasing the amount of reported data while ensuring that the trajectory is relatively complete. The invention can also reliably transmit the data collected and processed by the insurance positioning terminal to the platform, ensuring that the start-stop time and vehicle driving trajectory reported by the terminal can match the real driving time and trajectory of the vehicle, and ensure the development of the auto insurance business.

Description

technical field [0001] The invention relates to a reliability processing method for a vehicle insurance billing method based on the driving time of the vehicle. Background technique [0002] At present, in the vehicle insurance industry, in addition to the traditional insurance premiums based on the vehicle type, vehicle purchase year and the number of trips, there are also innovative premiums based on the driving behavior of the driver and the driving time of the vehicle. The method of insurance premium verification provides a personalized insurance premium purchase method for car owners to achieve the purpose of long driving time, more premium payment, short driving time and less premium payment. In addition, the driving trajectory of the vehicle is also the basis for insurance billing. After obtaining the driving time and trajectory of the vehicle, the corresponding data needs to be transmitted to the insurance platform through the network for insurance calculation. Therefo...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/14G06Q40/08H04W4/40G01D21/02
CPCG01D21/02G06Q20/14G06Q40/08H04W4/40
Inventor 贾小波王连备贾鹏邹世合王二龙徐银召李家坤李应飞许依多来豫皖
Owner 郑州威科姆科技股份有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com