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Real estate mortgage loan method and system based on workflow engine

A workflow engine and real estate technology, applied in instrumentation, finance, data processing applications, etc., can solve the problems of slow real estate mortgage business efficiency, poor experience, and slow loan signing speed

Pending Publication Date: 2020-12-29
上海维信荟智金融科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

These changes are deepening, and Internet traffic dividends are being divided up day by day; in the Internet financial industry, time is money, and an efficient and fast house mortgage business flow engine determines the result. The faster the business flow, the faster the loan, and consumers will choose who , while the efficiency of the house mortgage business workflow in the prior art is low, the efficiency of helping customers to handle the house mortgage business is slow, the signing loan speed is slow, and the house mortgage business workflow service provides poor service experience for customers

Method used

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  • Real estate mortgage loan method and system based on workflow engine
  • Real estate mortgage loan method and system based on workflow engine
  • Real estate mortgage loan method and system based on workflow engine

Examples

Experimental program
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Embodiment 1

[0027]Such asfigure 1 As shown, this embodiment provides a real estate mortgage loan method based on a workflow engine, which includes the following steps:

[0028]S1 is used to receive the loan request sent by the client, obtain the customer information requested to be uploaded, and review the customer information and generate an order;

[0029]S2 is used to generate a contract based on the approved order, and generate a loan order after the customer signs a contract;

[0030]S3 is used to send a request to call the real estate mortgage interface, upload real estate mortgage materials to the real estate mortgage system and queue up for review;

[0031]S4 is used to send the audit results to the server and make loans based on the audit results.

[0032]Those skilled in the art can understand that a real estate mortgage loan method based on a workflow engine provided in this embodiment improves the efficiency of the real estate mortgage business workflow, improves the efficiency of helping customer...

Embodiment 2

[0054]This embodiment provides a real estate mortgage loan system based on a workflow engine, including:

[0055]A module for receiving loan requests sent by the client, obtaining customer information requested to be uploaded, reviewing customer information and generating orders;

[0056]A module used to generate contracts based on approved orders, and generate loan orders after customers sign contracts;

[0057]A module used to send requests for calling the real estate mortgage interface, upload real estate mortgage materials to the real estate mortgage system and queue for review;

[0058]The module used to send the audit results to the server and make loans based on the audit results.

[0059]Those skilled in the art can understand that a real estate mortgage loan method based on a workflow engine provided in this embodiment improves the efficiency of the real estate mortgage business workflow, improves the efficiency of helping customers handle the real estate mortgage business, and increases ...

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Abstract

The invention discloses a real estate mortgage loan method and system based on a workflow engine, and the method comprises the following steps: S1, receiving a loan request transmitted by a client, obtaining customer information requested to be uploaded, carrying out the auditing of the customer information, and generating an order; s2, generating a contract according to the approved order, and generating a loan order after the customer signs a contract; s3, sending a request for calling a real estate mortgage interface, uploading the real estate mortgage material to a real estate mortgage system, and queuing up to wait for auditing; and S4, sending the auditing result to the server and carrying out loaning according to the auditing result. Thus, according to the workflow engine-based house property mortgage loan method and system provided by the invention, the house property mortgage service workflow efficiency is improved, the efficiency of helping the client to handle the house property mortgage service is improved, the signing and loan speed is improved, and the experience feeling of providing service for the client by the house property mortgage service workflow service is good.

Description

Technical field[0001]The invention relates to the technical field of computer software, in particular to a real estate mortgage loan method and system based on a workflow engine.Background technique[0002]Workflow engine refers to the workflow as a part of the application system, and provides core solutions for determining information transmission routes and content levels according to different roles, division of labor and conditions that are decisive for each application system. The workflow engine includes important functions such as process node management, flow direction management, and process sample management. Mortgage of real estate means that the owner of the property rights uses the house deed as collateral to obtain the loan and pay the interest on schedule.[0003]With technology getting deeper and deeper into the core of finance, the three major areas of finance: credit, wealth management, and payment have all been changed by financial technology companies. These changes ...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q10/10
CPCG06Q10/103G06Q40/03
Inventor 金家芳李宁程光
Owner 上海维信荟智金融科技有限公司
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