Real estate mortgage loan method and system based on workflow engine

Abstract

The invention discloses a real estate mortgage loan method and system based on a workflow engine, and the method comprises the following steps: S1, receiving a loan request transmitted by a client, obtaining customer information requested to be uploaded, carrying out the auditing of the customer information, and generating an order; s2, generating a contract according to the approved order, and generating a loan order after the customer signs a contract; s3, sending a request for calling a real estate mortgage interface, uploading the real estate mortgage material to a real estate mortgage system, and queuing up to wait for auditing; and S4, sending the auditing result to the server and carrying out loaning according to the auditing result. Thus, according to the workflow engine-based house property mortgage loan method and system provided by the invention, the house property mortgage service workflow efficiency is improved, the efficiency of helping the client to handle the house property mortgage service is improved, the signing and loan speed is improved, and the experience feeling of providing service for the client by the house property mortgage service workflow service is good.

Description

Technical field[0001]The invention relates to the technical field of computer software, in particular to a real estate mortgage loan method and system based on a workflow engine.Background technique[0002]Workflow engine refers to the workflow as a part of the application system, and provides core solutions for determining information transmission routes and content levels according to different roles, division of labor and conditions that are decisive for each application system. The workflow engine includes important functions such as process node management, flow direction management, and process sample management. Mortgage of real estate means that the owner of the property rights uses the house deed as collateral to obtain the loan and pay the interest on schedule.[0003]With technology getting deeper and deeper into the core of finance, the three major areas of finance: credit, wealth management, and payment have all been changed by financial technology companies. These changes ...

AI Technical Summary

Problems solved by technology

These changes are deepening, and Internet traffic dividends are being divided up day by day; in the Internet financial industry, time is money, and an efficient and fast house mortgage business flow engine determines the result. The faster the business flow, the faster the loan, and consumers will choose who , while the efficiency of the house mortgage business workflow in the prior art is low, the efficiency of helping customers to handle the house mortgage business is slow, the signing loan speed is slow, and the house mortgage business workflow service provides poor service experience for customers

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