Steel trade enterprise supply chain financial risk assessment method based on TOPSIS comprehensive analysis

Abstract

The invention relates to a steel trade enterprise supply chain financial risk assessment method based on TOPSIS comprehensive analysis. The method comprises the following steps of preliminarily auditing the credit of a financing enterprise, establishing a risk evaluation index set after the credit passes the auditing, and determining the weight of each index; reading the data required by risk assessment, and complementing all data if there is data missing; based on the index set and a data set, establishing an initial matrix and constructing a weighted standardized matrix; calculating the positive and negative ideal solutions of each column of index data in the matrix and calculating the distance from the index data corresponding to each enterprise to the positive and negative ideal solutions; and calculating the relative closeness of each enterprise, and finally obtaining the ranking of the risk assessment value and the risk level of the enterprise. According to the method, the personalized requirements of financing risk assessment of the steel trade enterprise are met, and the risk assessment ranking of each enterprise can be generated, so that a financial institution has a more comprehensive understanding of the financing enterprise. The method is beneficial to avoiding the risk loss of financial institutions, and promotes the financing of steel trade enterprises with the characteristic of slow fund transfer.

Description

technical field [0001] The invention relates to the financing risk assessment of steel trading enterprises based on steel storage and e-commerce trading platforms, in particular to a method for assessing the financial risk of the supply chain of steel trading enterprises based on TOPSIS comprehensive analysis. Background technique [0002] In recent years, my country's steel trading enterprises have begun to transform into supply chain management. Since steel products belong to the category of bulk commodities, they have high circulation costs and unit prices, and this industry is a capital-intensive industry. The period is more than 3 months, and a huge amount of funds is required to support the operation, so it is necessary to apply for financing from financial institutions. [0003] Since the iron and steel industry is a cyclical industry, the price fluctuates greatly, especially iron ore, which accounts for 80% of the cost, mainly relies on imports. When the price of impo...

AI Technical Summary

Problems solved by technology

It discloses a risk identification system and method for supply chain finance. Users only need to input the enterprise identification number of the risk target, and obtain relevant data of the target enterprise and its supply chain in an all-round way, using machine learning algorithms and The model evaluates the overall risk of the target company's supply chain, the target company's own risks, and the associated risks of the target company, and comprehensively evaluates the target company's operating capabilities, tax risks, and repayment risks, so that the risk assessment results can be quickly returned to the user , but it also does not combine specific industries for analysis, and lacks consideration for special situations that do not satisfy the machine learning model

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