E-bank bill delivery method

Abstract

The invention discloses a paying method of the network bank bill, which comprises an user end, a center database and an applied server, wherein the user end is connected with the center database and the applied server by network; the center database trusts all of the business bills and the system inner user data; the applied server is connected with the center database; it arranges a hardware fire wall on the front end of the applied server; the method comprises the following steps: a. the called user dose user register by the calling user; b. user dose identification quoting by user end register and then enters into the system; c. user dose the operation in the limits of authority and stores the bill element and the data during the paying course in the center database by the network.

Description

technical field [0001] The invention relates to a network delivery method, in particular to a delivery method of network bank bills. Background technique [0002] As an important payment and settlement tool between banks and banks, between banks and enterprises, and between enterprises, bills play an extremely important role in economic activities; The central bank's monetary policy has played an important role in promoting the process of interest rate marketization; however, the infrastructure construction of the current bill market and the use of bills are relatively lagging behind, which has caused banks and enterprises to fail to fully play the role of bills in economic activities. [0003] At present, the issuance and acceptance of commercial drafts are in the form of physical bills, and individual-to-individual manual methods are used in the links of circulation, transfer, inquiry, and review. The operation is mainly through manual invoicing, that is, manually writing ...

AI Technical Summary

Problems solved by technology

[0002] As an important payment and settlement tool between banks and banks, between banks and enterprises, and between enterprises, bills play an extremely important role in economic activities; The central bank's monetary policy and promoting the process of interest rate marketization have played an important role; however, the infrastructure construction of the current bill market and the use of bills are relatively lagging behind, which has caused banks and enterprises to fail to fully play the role of bills in economic activities

[0003] At present, the issuance and acceptance of commercial drafts are in the form of physical bills, and individual-to-individual manual methods are used in its circulation, transfer, inquiry, and review. The operation is mainly through manual invoicing, that is, manually writing invoices on the front of paper bills , hand-written endorsement on the back of the paper face as the only evidence; the inquiry adopts traditional inquiry methods such as telephone, telegram, fax, and door-to-door, and the loss reporting procedure adopts manual loss reporting and delayed loss reporting; There are the following problems in the payment and settlement of paper-based bills: 1. It is difficult to distinguish the authenticity of paper bills, and it faces risks such as counterfeit bills and cloned bills; Low efficiency; 3. Commercial banks do not communicate with each other and each establishes its own bill center, resulting in serious redundant construction; 4. The bills are scattered and cannot form a centralized and unified bill market. implement supervision

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