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Wireless wallet

A wireless and wallet technology, applied in the field of wireless computing devices, can solve the problems of danger, security certificate handling confusion, etc.

Inactive Publication Date: 2007-02-28
FUJITSU LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

For example, the handling of multiple security certificates from many vendors is most likely to cause confusion and can be dangerous if leaving certificates up to users

Method used

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Embodiment Construction

[0034] The present embodiments of the invention are described in detail below, examples of which are illustrated in the accompanying drawings. Hereinafter, the embodiments are described in order to explain the present invention by referring to the figures.

[0035] In general, there are three types of m-commerce transactions:

[0036] 1. Person-to-person payments: Consumers can use their mobile devices to directly make an agreement to pay another consumer.

[0037] 2. Web shop payment: Consumers pay for goods or services provided by retailers that exist on the Internet. The user uses the mobile device to browse the web page of the retailer to identify the goods or services to be purchased and then pay. An example of this is paying for a book or buying movie tickets through a web service.

[0038] 3. Physical point-of-sale (POS) purchases: such as when a consumer makes payment at a "brick and mortar" store or restaurant, the mobile device may be used to pay the retailer at t...

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PUM

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Abstract

A mobile phone system and method of initializing, at a secure transaction server (STS), a mobile payment software with a software authentication parameter, as an authentic mobile payment software; providing an STS correlation between a personal identification entry (PIE) and the authentic mobile payment software; installing, in a mobile phone, the authentic mobile payment software; and inputting, by a user, the PIE to the installed authentic mobile payment software to generate according to the PIE and the software authentication parameter a transformed secure authenticable mobile phone cashless monetary transaction over the mobile phone network, as a mobile phone wireless wallet of the user of the mobile phone. The mobile phone authenticable cashless monetary transaction is performed according to an agreement view(s) protocol.

Description

[0001] Cross References to Related Applications [0002] This application is related to and is a continuation-in-part of U.S. Patent Application No. 10 / 458,205 filed June 11, 2003, a continuation-in-part of U.S. Patent Application No. 10 / 628,584 filed July 29, 2003, July 2003 Continuation-in-Part of U.S. Patent Application No. 10 / 628,569, filed July 29, 2003, and continuation-in-part of U.S. Patent Application No. 10 / 628,583, filed July 29, 2003, wherein the aforementioned U.S. Patent Application No. 10 / 458,205 requires Priority to U.S. Provisional Patent Application No. 60 / 401807, filed August 8, 2002; the aforementioned U.S. Patent Application No. 10 / 628584 claims priority to U.S. Provisional Patent Application No. 60 / 401807, filed August 8, 2002 the above-mentioned U.S. Patent Application No. 10 / 628569 claims priority to U.S. Provisional Patent Application No. 60 / 401807, filed August 8, 2002; and the above-mentioned U.S. Patent Application No. 10 / 628583 claims Priority of fi...

Claims

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Application Information

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IPC IPC(8): G06Q20/00G07F7/10
Inventor 扬尼斯·拉布劳季稆胜乔纳森·罗素·阿格雷赫苏斯·莫利纳·特里萨陈玮伦
Owner FUJITSU LTD
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