Credit estimation method and system

A credit evaluation and credit degree technology, applied in data processing applications, commerce, instruments, etc., can solve the problem of low accuracy of credit evaluation values, and achieve the effects of reducing risks, improving accuracy, and improving reliability
CN101295388AInactive Publication Date: 2008-10-29BEIJING EBRIDGECHINA TECH SERVICE
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Patent Information

Authority / Receiving Office
CN ยท China
Patent Type
Applications(China)
Current Assignee / Owner
BEIJING EBRIDGECHINA TECH SERVICE
Publication Date
2008-10-29
Estimated Expiration
Not applicable ยท inactive patent

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Abstract

The invention discloses a credit assessment method and system, thus solving the problem that the accuracy of the credit assessment value obtained by artificial scoring is not high. The method comprises the steps that: input information entries are set, the consistency relation among the information entries is determined; the contents input by a first user according to the information entries are received; whether the contents of the information entries with the consistency relation are consistent or not are verified, thus obtaining the credit value of the input information of the first user; a second user queries the information of the first user; and the query result of the credit value of the input information is output. The assessment method realizes the automatic processing of the whole assessment process, improves the assessment efficiency and can be applied in other credit assessment fields, thus improving the reliability of the network behaviors in various network applications and reducing the risks of network users. The credit assessment method processes the credit assessment quantitatively and reflects the credit of the user more truly and accurately by analyzing the quantitative values of the long-term data of the user.
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Description

technical field

[0001] The invention relates to the field of data evaluation, in particular to a credit evaluation method and system. Background technique

[0002] With the development of network technology, various network applications are becoming more and more abundant, such as e-commerce, e-government, online games, online shopping, chatting and so on. However, due to the virtual nature of the Internet, there is no reliable credit guarantee for various behaviors in the network, so fraud, deception and other behaviors continue to occur. Therefore, how to establish a credit evaluation mechanism to make Internet behaviors more credible, so that the majority of Internet users can minimize risks and increase credibility in normal network behaviors, is an urgent problem to be solved to improve network application security.

[0003] In electronic transactions, a credit evaluation system is generally used. After completing a transaction, both parties to the transaction score ea...

Claims

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